Kioko, a sole trader carrying on a business in the printing industry has asked Neema Bank Ltd. to advance him Sh. 500,000 as an additional working capital. The bank is prepared to advance the money on condition that Kioko offers a security Kioko has a share certificate for 5,000 shares issued by Big Star Company Limited Kioko wants to know whether he can use the shares whose value is Sh. 650,000 as a security for the loan. He further seeks to know whether he would still receive dividends even after he has charged the shares to the bank. Advise Kioko