Kirk Van Houten, who has been married for 18 years, would like to buy his wife an expensive diamond ring with a platinum setting on their 30 -year wedding anniversary. Assume that the cost of the ring will be $11,709 in 12 years. Kirk currently has $4,650 to invest. What annual rate of return must Kirk earn on his investment to accumulate enough money to pay for the ring? Click the table icon to view the PVIF table The annual rate of return Kirk must earn on his investment is %. (Round to the nearest integer.) Linda Baer has already saved $4,889 to buy a used vehicle. Ignoring taxes and assuming her money is invested in a money market account earning 4 percent compounded annually, how long will it take to buy a car that costs $6,958 ? Click on the table icon to view the FVIF table: Ignoring taxes and assuming her money is invested in a money market account earning 4% compounded annually, to save the money to buy a car that costs $6,958 will take years. (Round to the nearest integer.)