Knapp Construction Co. is in the process of building a tennis court for Frisco High School. While construction is taking place, the surface of the court begins to peel and crack. Knapp notifies its CGL insurer, Iowa Casualty, of the problems and asks Iowa Casualty to pay for the repairs necessary to the courts surface. (answer in terms of the CGL policy)

A. Should Iowa Casualty pay for the repairs? Why or why not?

B. Assume the court was actually being built by a sub-contractor working for Knapp. Is Iowa Casualty obligated to pay for the repairs? Why or why not?

C. Assume the court was built by a sub-contractor, but the peeling and cracking does not happen until after the tennis courts are completed and have been put to their intended use. Assume the policy is in effect when the damage happens. Is Iowa Casualty obligated to pay for the repairs? Why or why not?