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Kosumi and Katelyn took out a 30 year mortgage for $236,000 at the APR of 10%, compounded monthly. After they had made 10 years

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Kosumi and Katelyn took out a 30 year mortgage for $236,000 at the APR of 10%, compounded monthly. After they had made 10 years of the payments (120 payments) they decide to refinance the remaining loan balance for 20 years at the APR of 6.8%, compounded monthly. What will be the balance on their loan 3 years after the refinance? S

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