Kroll Dog Care Co. wants to finance a new animal shelter by making twelve annual deposits into a fund earning 10% compounded annually. The first six deposits are to be $24,000 each and will be paid at the beginning of the next six years. The last six deposits are to be $36,000 each and will be paid at the beginning of the last six years. Requirement What is the cost of the new animal shelter? (Use the present value and future value tables, the formula method, a financial calculator, or a spreadsheet for your calculations. Use the same method for all calculations. If using present and future value tables or the formula method, use factor amounts rounded to five decimal places, X.XXXXX. Round intermediary currency computations and your final answer to the nearest cent, $X.XX.) The cost of the new animal shelter amounts to $ Present Value of an Annuity Due - X Present Value of an Annuity Due Periods 1% 2% 3% 4% 5% 6% 7% 8% 9% 10% 11% 12% 13% 14% 15% 16% 17% 18% 19% 20% Periods 1 1.00000 100000 100000 1.00000 1.00000 100000 100000 100000 100000 100000 100000 100000 100000 100000 100000 100000 1.00000 100000 1.00000 1.00000 1 2 1.99010 198039 1.97087 196154 1.95238 1.94340 1.93458 1.92593 191743 1.90909 1.90090 189286 1.88496 187719 1.86957 1.86207 1.85470 184746 1.84034 183333 2 3 297040 294156 291347 2 88609 285941 283339 2 80802 2 78326 275911 273554 271252 2 69005 2 66810 264666) 262571 260523 258521 2 56564 2 54650 2 52778 3 4 3.94099 3.88388 3.82861 3.77509 3.72325 3.67301 3.62432 3.57710 3.53129 3.48685 3.44371 3.40183 336115 3.32163 328323 324589 3.20958 3.17427 3.13992 3.10648 4 4 5 4.90197 4.80773 4.71710 4.62990 4.54595 4.46511 4.38721 4.31213 4.23972 4.16987| 4.10245 4.03735 3.97447 3.91371 3.85498 3.79818 3.74324 3.69006 3.63859 3.58873 5 6 5.85343 5.71346 5.57971 5.45182 5.32948 5.21236 5.10020 4.99271 4.88965 4.79079 4.69590 4.60478 4.51723 4.43308 4.35216 4.27429 4.19935 4.12717 4.05763 3.99061 6 7 6.79548 6.60143 6.41719 6.24214 6.07569 5.91732 5.76654 5.62288 5.48592 5.35526 5.23054 5.11141 4.99755 4.888674.78448 4.68474 4.58918 4.49760 4.40978 4.32551 7 8 7.72819 7.47199 7.23028 7.00205 6.78637 6.58238 6.38929 6.20637 6.03295 5.86842 5.71220 5.56376 5.42261 5.28830 5.160425.03857 4.92238 4.81153 4.70570 4.60459 8 9 8.65168 8.32548 8.01969 7.73274 7.46321 7.20979 6.97130 6.74664 6.53482 6.33493 6.14612 5.96764 5.79877 5.63886 5.48732 5.34359 5.20716 5.07757 4.95437 4.83716 9 10 9.56602 916224 8.78611 8.43533 8 10782 7.80169751523 724689 6.99525 675902 6.53705 6.32825 6.13166 594637 577158 560654 5.45057 530302 516333 503097 10 11 10.47130 9.98259 9.53020 9.11090 872173 836009802358 7.71008741766 7.14457 688923 6.65022 6 42624 621612 601877 5 83323 5.65860 549409 533893 5 19247 11 12 11.36763 10.78685 10.25262 9.76048 9.30641 8.88687 8.49867 8.13896 7.80519 7.49506) 7.20652 6.93770 6.68694 6.45273 6.23371 6.02864 5.83641 5.65601 5.48650 5.32706 12 13 12.25508 11.57534 10.95400 10.38507 9.86325 9.38384 8.94269 8.53608 8.16073 7.813697.49236 7. 19437 6.91765 6.66029 6.42062 6.19711 5.98839 5.79322 5.61050 5.43922 13 14 13.13374 12.34837 11.63496 10.98565 10.39357 9.85268 9.35765 8.90378 8.48690 8. 10336 7.74987 7.42355 7.12181 6.84236 6.58315 6.34233 6.11828 5.90951 5.71471 5.53268 14 15 14.00370 13.10625 12.29607 11.56312 10.89864 10.29498 9.74547 9.24424 8.78615 8.366697.98187 7.62817 7.30249 7.00207 6.72448 6.46753 6.22930 6.00806 5.80228 5.61057 15 "IT | I 16 14.86505 13.84926 12.93794 12.11839 11.37966 10.71225 10.10791 9.55948 9.06069 8.60608 8.19087 7.81086 7.46238 7.14217 6.84737 6.57546 6.32419 6.09158 5.87586 5.67547 16 17 15.71787 14.57771 13.56110 12.65230 11.83777 11.10590 10.44665 9.85137 9 31256 8.82371 8.37916 7.97399 7.60388726506 6.95423 6.66850 6.40529 6.16235 5.93770 5.72956 17 18 16.562251529187 14.16612 13 16567 12 27407 11.477261076322 10.12164 954363 902155 854879 8 11963 7 72909 737286 704716 6.74870 6.47461 622233 5 98966 577463 18 19 17 39827 1599203 1475351 13 65930 12 68959 11 82760 110590910 37189 975563 9 20141 870162 8 24967 7 83991 7.46742 712797681785 653385 6 27316 6 03333 5 81219 19 20 18.22601 16.67846 1532380 14.13394 13.08532 12.15812 1133560 10.60360 9.95011 9.36492 8.83929 8.36578 7.93797 7.55037 7.19823 6.87746 6.58449 6 31624 6.07003 5 84350 20 25 22.24339 19.91393 17.93554 16.24696 14.79864 13.55036 12.46933 11.52876 10.70661 9.98474 9.34814 8.78432 8.28288 7.83514 7.43377 7.07263 6.74649 6.45095 6.18223 5.93710 25 30 26.06579 22.84438 20.18845 17.98371 16.14107 14.59072 13.27767 12.15841 11.19828 10.36961 9.65011 9.02181 8.470097.98304 7.55088 7.16655 6.82039 6.509836.22924 5.97472 30 35 29.70267 25.49859 22.13184 19.41120 17. 19290 15.36814 13.85401 12.58693 11.51784 10.60857 9.82932 9.15656 8.57170 8.05986 7.609107.20979 6.85409 6.53557 6.24895 5.98984 35 40 33.16303 27.90259 23.80822 20.58448 18.01704 15.94907 14.26493 12.87858 11.72552 10.75696 9.93567 9.23303 0.62684 8.09975 7.63805 7.23086 6.86946 6.54682 6.25720 5.99592 40 45 36.45545 30.07996 25 25427 21.54884 18.6627716.38318 14.55791 13.07707 11.86051 10.84909 9.99878 927642 8.65678 8. 12047 7.65244 7.24089 6.87647 6.55174 6.26066 5.99836 45 50 39.58808 32.05208 26.50166 22 34 147 19.16872 16.70757 14.76680 13.21216 11.94823 10.90630 10.03624 930104 8.67302 8.131237.65959 7.24566 6 87967 655389 626211 5.99934 50 60 45.40459 35 45610 28 50583 23 52843 19 87575 17 131111502192 13 36668 1204231 10 96387 1007165 932294 868663 8 13972 7664927 24902 6 88180655524 6 26297 599989 60 Periods 1% 2% 3% 4 4% 5% 6% 7% 8% % 9% 10% 11% 12% 13% 14% 15% 16% 17% 18% 19% 20% Periods Print Done Fulure value olan Future Value of an Ordinary Annuity Periods 1% 2% 3% 4% 5% 6% 7% 8% 9% 10% 11% 12% 13% 14% 15% 16% 17% 18% 19% 20%Per 1 1.00000 1.00000 1.00000 1.00000 1.00000 1.00000 1.00000 1.00000 1.00000 1.00000 1.00000 1.00000 1.00000 1.00000 1.00000 1.00000 1.00000 1.00000 1.00000 1.00000 2 2.01000 2.02000 2.03000 2.04000 2.05000 2.06000 2.07000 2.080000 2.09000 2.10000 2.11000 2.12000 2.13000 2.14000 2.15000 2.16000 2.17000 2.18000 2.19000 2.20000 3 3.03010 3.06040 3.09090 3.12160 3.15250 3.18360 3.21490 3.246401 327810 3.31000 3.34210 3.374401 3.40690 3.43960 3.47250 3.505601 3.53890 3.57240 3.606100 3.64000 4 4.06040 4.12161 4.18363 4.24646 4.31013 4.37462 4.43994 4.50611 4.573131 4.64100 4.70973 4.77933 4.84980 4.92114 4.99338) 5.06650 5.14051 5.21543 5.29126 5.36800 5 5.10101 5.20404 5.30914 5.41632 5.52563 5.63709 5.75074 5.86660 5.98471 6.105101 6.22780 6.35285 6.48027 6.61010 6.74238 6.87714 7.01440 7.15421 7.29660 7.44160 6 6.15202 6.30812 6.46841 6.63298 6.80191 6.97532 7.15329 7.33593 7.52333 7.71561 7.91286 8.11519 8.32271 8.53552 8.75374 8.97748 9.20685 9.44197 9.68295 9.92992 7 7.21354 7.43428 7.66246 7.89829 8.14201 8.39384 8.65402 8.92280 9.20043 9.48717 9.78327 10.08901 10.40466) 10.73049 11.06680 11.41387 11.77201 12.14152 12.52271 12.915901 8 8.28567 8.58297 8.89234 9.21423 9.54911 9.89747 10.25980 10.63663 11.02847 11.43589 11.85943) 12.29969 12.75726 13.23276 13.72682 14.24009 14.77325 15.32700 15.90203 16.49908 9 9.36853 9.75463 10.15911 10.58280 11.02656 11.49132 11.97799 12.48756 13.02104 13.57948 14.16397 14.77566 15.41571 16.08535 16.78584 17.51851 18.28471 19.08585 19.92341 20.79890 10 10.46221 10.94972| 11.46388 12.00611 12.57789 13.18079 13.81645 14.48656 15.19293 15.93742 16.72201 17.54874 18.41975 19.33730 20.30372 21.32147 22.39311 23.52131 24.70886 25.95868 11 11.56683) 12. 16872 12.80780 13.48635 14.20679 14.97164 15.78360 16.64549 17.56029 18.53117 19.56143 20.65458 21.81432 23.04452 24.34928 25.732901 27.19994 28.75514 30.40355 32.150421 1 12 12.68250 13.41209 14.19203 15.02581 15.91713 16.86994 17.88845 18.97713 20.14072 21.38428 22.71319 24.13313 25.65018 27.27075 29.00167 30.85017 32.82393 34.93107 37. 18022 39.58050 13 13.80933 14.68033 15.61779 16.62684 17.71298 18.88214 20.14064 21.49530 22.95338 24.52271 26.21164 28.02911 29.98470 32.08865 34.35192 36.786201 39.40399) 42.21866 45.24446 48.49660 14 14.94742 15.97394 17.08632 18.29191 19.59863 21.01507) 22.55049 24.21492 26.01919 27.97498 30.09492 32.392601 34.88271 37.58107 40.50471 43.67199) 47.10267 50.81802 54.84091 59.19592 1 15 16.09690 17.29342 18.59891 20.02359 21.57856 23.27597 25.12902 27.15211 29.36092 31.77248) 34.40536 37.27971 40.41746) 43.84241 47.58041 51.65951 56.11013 60.96527 66.26068 72.03511 16 17.25786 18.63929 20.15688 21.82453 23.65749 25.67253 27.88805 30.32428 33.00340 35.94973 39.18995 42.75328 46.67173 50.98035 55.71747 60.92503 66.64885 72.93901 79.85021 87.44213 17 18.43044 20.01207) 21.76159 23.69751 25.84037 28.21288 30.84022 33.750231 36.97370 40.54470 44.50084 48.88367 53.73906) 59.11760 65.07509 71.67303 78.97915) 87.06804 96.02175 105.93056 18 19.61475 21.41231 23.41444 25.64541 28.13238 30.90565 33.99903 37.45024 41.30134 45.59917 50.39594 55.74971 61.72514 68.39407 75.83636 84.140721 93.40561 103.74028 115.26588 128.11667 1 19 20.81090 22.84056 25.11687 27.67123 30.53900 33.75999 37.37896 41.44626 46.01846 51.15909 56.939491 63.43968) 70.74941 78.96923 88.21181 98.60323 110.28456 123.41353 138. 166401 154.740001 20 22.01900 24.29737 26.87037 29.77808 33.06595 36.78559 40.99549 45.76196 51.1601257.27500 64.20283 72.05244 80.94683 91.02493 102.44358 115.37975 130.03294 146.62797 165.41802 186.68800 25 28.24320 32.03030 36.45926 41.64591 47.72710 54.86451 63.24904 73.10594 84.70090 98.34706 114.41331 133.33387 155.61956 181.87083 212.79302 249.21402 292.10486 342.60349| 402.04249 471.981081 30 34.78489 40.56808 47.57542 56.08494 66.43885 79.05819 94.46079 113.28321 136.30754 164.49402 199.02088 241.33268 293.19922 356.78685 434.74515 530.31173 647.43912 790.94799 966.71217 1,181.88157 35 41.66028 49.99448 60.46208) 73.65222 90.32031 111.43478138.23688 172.31680 215.71075 271.02437 341.58955 431.66350 546.68082 693.57270 881.17016 1,120.71295 1,426.49102 1,816.65161 2,314.21372 2,948.34115 3 40 48.88637 60.40198 75.40126 95.02552 120.79977 154.76197 199.63511 259.05652 337.88245 442.59256 581.82607 767 09142 1,013.70424 1,342.02510 1,779.09031 2,360.75724 3,134.52184 4,163.21303 5,529.82898 7,343.85784 45 56.48107 71.89271 92.71986 121.02939159.70016212.74351 285.74931 386.50562 525.85873 718.90484 986.638561,358.23003 1,874.16463 2,590.56480 3,585.12846 4,965.27391 6,879.29065 9,531.57711 13,203.42423 18,281.309944 50 64.46318 84.57940 112.79687 152.66708209.34800290.33590 406.52893 573.77016 815.083561,163.90853 1,668.771152,400.01825 3,459.50712 4,994.52135 7,217.71628 10,435.64877 15,089.50167 21,813.09367 31,515.33633 45,497. 190755 60 81.66967 114.05154 163.05344 237.99069353.58372 533.12818 813.52038 1,253.213301,944.792133,034.81640 4.755.06584 7,471.64111 11,761.9497918,535.1332829,219.9916446,057.50853 72,555.03813114,189.66648179,494.58379281,732.57177 Periods 1% 2% 3% 4% 5% 6% 7% 8% 9% 10% 11% 12% 13% 14% 15% 16% 17% 18% 19% 20% Per Present Value of $1 Present Value of $1 Periods 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 1% 2% 3% 5% 6% 6% 7% 8% 9% 10% 11% 12% 13% 14% 15% 16% 17% 18% 19% 20% Periods 0.99010 0.98039 0.97087 0.96154 0.95238 0.94340 0.93458 0.92593 0.91743 0.90909 0.90090 0.89286 0.88496 0.87719 0.86957 0.86207 0.85470 0.84746 0.84034 0.83333 1 0.98030 0.95117 0.94260 0.92456 0.90703 0.89000 0.87344 0.85734 0.84168 0.82645 0.81162 0.79719 0.78315 0.76947 0.75614 0.74316 0.73051 0.71818] 0.70616 0.69444 2 0.97059 0.94232 0.91514 0.88900 0.86384 0.83962 0.81630 0.79383 0.77218 0.75131 0.73119 0.71178 0 69305 0.67497 0.65752 0 64066 0.62437 0.60863 0.59342 0.57870 3 0.96098 092385 0 88849 085480 0 82270 0 79209 076290 073503 070843 0 68301 0 65873 0.63552 061332 0 59208 057175 0 55229 053365 051579 0.49867 0.48225 4 0.95147 0.90573 0.86261 0.82193 0.78353 0.74726 0.71299 0.68058 0.64993 0.62092 0.59345 0.56743 0.54276 051937 0.49718 0.47611 0.45611 0.43711 0.41905 0.40188 5 0.94205 0.88797 0.83748 0.79031 0.74622 0.70496 0.66634 0.63017 0.59627 0.56447 0.53464 0.50663 0.48032 0.45559 0.43233 0.41044 0.38984 0.37043 0.35214 0.33490 6 0.93272 0.87056 0.81309 0.75992 0.71068 0.66506 0.62275 0.58349 0.54703 0.51316 0.48166 0.45235 0.42506 0.39964 0.37594 0.35383 0.33320 0.31393 0.29592 0.27908 7 0.92348 0.85349 0.78941 0.73069 0.67684 0.62741 0.58201 0.54027 0.50187 0.46651 0.43393 0.40388 0.37616 0.35056 0.32690 0.30503 0.28478 0.26604 0.24867 0.23257 8 0.91434 0.83676 0.76642 0.70259 0.64461 0.59190 0.54393 0.50025 0.46043 0.42410 0.39092 0.36061 0.33288 0.30751 0.28426 0.26295 0.24340 0.22546 0.20897 0.19381 9 0.90529 0.82035 0.74409 0.67556 0.61391 0.55839 0.50835 0.46319 0.42241 0.38554 0.35218 0.32197 0.29459 0.26974 0.24718 0.22668 0.20804 0.19106 0.17560 0.16151 10 0.89632 0.80426 0.72242 0.64958 0.58468 0.52679 0.47509 0.42888 0.38753 0.35049 0.31728 0.28748 0.26070 0.23662 0.21494 0.19542 0.17781 0.16192 0.14757 0.13459 11 088745 078849 070138 062460 055684 0.49697 0 44401 039711 0 35553 031863 0 28584 0 25668 023071 0 20756 0 18691 0.16846 0 15197 0 137220 12400 0 11216 12 0.87866 0.77303 0.68095 0.60057 053032 0.46884 0.41496 0 36770 0 32618 0 28966 0 25751 0.22917 020416 0.18207 0.16253 0.14523 0.12989 0.11629 0.10421 0.09346 13 0.86996 0.75788 0.66112 057748 0.50507 0.44230 0.38782 0.34046 0.29925 026333 0.23199 0.20462 0.18068 0.15971 0.14133 0.12520 0.11102 0.09855 0.08757 0.07789 14 0.86135 0.74301 0.64186 0.55526 0.48102 0.41727 0.36245 0.31524 0.27454 0.23939 0.20900 0.18270 0.15989 0.14010 0.12289 0.10793 0.09489 0.00352 0.07359 0.06491 15 0.85282 0.72845 0.62317 0.53391 0.45811 0.39365 0.33873 0.29189 0.25187 0.21763 0.18829 0.16312 0.14150 0.12289 0.10686 0.09304 0.08110 0.07078 0.06184 0.05409 16 0.84438 0.71416 0.60502 0.51337 0.43630 0.37136 0.31657 0.27027 0.23107 0.19784 0.16963 0.14564 0.12522 0.10780 0.09293 0.08021 0.06932 0.05998 0.05196 0.04507 17 0.83602 0.70016 0.58739 0.49363 0.41552 0.35034 0.29586 0.25025 0.21199 0.17986 0.15282 0.13004 0.11081 0.09456 0.08081 0.06914 0.05925 0.05083 0.04367 0.03756 18 0.82774 0.68643 0.57029 0.47464 0.39573 0.33051 0.27651 0.23171 0.19449 0.16351 0.13768 0.11611 0.09806 0.08295 0.07027 0.05961 0.05064 0.04308 0.03670 0.03130 19 081954 067297 055368 0 45639 037689 031180 0 25842 021455 0 17843 0 14864 0 12403 010367 0 08678 0 07276 006110 0.05139 004328 003651 0 03084 0 02608 20 0.77977 0609530.47761 037512 0 29530 0 233000.18425 0.14602 0.11597 0 09230 007361 005882 004710 003779 003038 002447 001974 0.01596 001292 001048 25 0.74192 0.55207 0.41199 0.30832 0.23138 0.17411 0.13137 0.09938 0.07537 0.05731 0.04368 0.03338 0.02557 0.01963 0.01510 001165 0.00900 0.00697 0.00541 0.00421 30 0.70591 0.50003 0.35538 0.25342 0.18129 0.13011 0.09366 0.06763 0.04899 0.03558 0.02592 0.01894 0.01388 0.01019 0.00751 0.00555 0.00411 0.00305 0.00227 0.00169 35 0.67165 0.45289 0.30656 0.20829 0.14205 0.09722 0.06678 0.04603 0.03184 0.02209 0.01538 0.01075 0.00753 0.00529 0.00373 0.00264 0.00187 0.00133 0.00095 0.00068 40 0.63905 0.41020 0.26444 0.17120 0.11130 0.07265 0.04761 0.03133 0.02069 0.01372 0.00913 0.00610 0.00409 0.00275 0.00186 0.00126 0.00085 0.00058 0.00040 0.00027 45 0.60804 0.37153 0.22811 0.14071 0.08720 0.05429 0.03395 0.02132 0.01345 0.00852 0.00542 0.00346 0.00222 0.00143 0.00092 0.00060 0.00039 0.00025 0.00017 0.00011 50 055045 030478 0.16973 009506 0.05354 003031 0.01726 0.00988 0.00568 0.00328 0.00191 0.00111 0.00065 0.00039 0.00023 0.00014 0.00008 0.00005 0.00003 0.00002 60 1% 2% 3% 4% 5% 6% 8% 9% 10% 11% 12% 13% 14% 15% 16% 17% 18% 19% 20% Periods 16 17 18 19 20 25 30 35 40 45 50 60 Periods 7% Print Done Future Value of an Annuity Due - X 12 23276 1377325 Future Value of an Annuity Due Periods 1% 2% 3% 5% 6X 7% 8% 9% 10% 11% 12% 13% 14% 15% 16% 17% 18% 19% 20% Per 1 101000 102000 103010 1.04000 105000 106000 1070100 1090001 109000 1. 10000 1.11000 1.12000 1.130,000 1 140X10 1.150X10 1.16000 1.17000 1 18000 1.19000 1 200100 2 203010 20GIMO 2 09090 212160 2 15250 2 18360 221490 224640 227810 2 31000 2312101 2 37440 240690 243960 247250 2 50560 253890 257240 2 80610 2 64000 3 3.06040 3.12161 3.18353 3.24646 3.31013 3.37462 3.43994 3.50611 3.57313 3.641001 3.709731 3.77933 3.84980 392114 3.99338 4.06650 4.14051 421543 4.29126 4.36800 4 4.10101 4.20404 4.30914 4.41632 4.52563 4.63709 4.75074 4.86660 4.98471 5.10510 522780 5.35295 5.49027 5.61010 5.74236 5.67714 6.01440 6.154211 6.29660 6.44160 5 515202530812 5.16841 563298 580191 597532 6 15329 6 33593 652333 671561 6912861 7 11519 732271 753552 7.75374 797748 844197 868295 6 621354 6.43426 6.66246 6.89629 7. 14201 7.39604765402 7.922001 6.20043 8.467171 2.70327 9.00901 9.40456 9.73049 10.06600 10.41397 10.77201 11.14152 11.52271 11.91590 7 7 728567 758297 789234 821423 854911 8 89747 9 25990 963653 10 02947 1043589 1085943 1129989 11 75726 12 72682 13240019 1432700 14 91213 1549900 8 8.36853 8.75463 9.15911 9.58280 10.02656 10.49132 10.97799 11.48756 12.02104 12.57948 13.16397 13.77556 14.41571 15.08535 15.78594 16.51851 17.28471 18.085851 18.92341 19.79890 9 9.46221 9.94972 10.46396 11.00611 11.57789 12.10079 12 81645 13.46656 14.19293 14.93742 15.722011 16.54874 17.41975 18.33730 19.30372 20.32147 21.39311 22.52131 23.70896 24.95968 10 105683 11.16872 1180780 1248635 13 20679 1397164 1478360 1561519 1656029 17.531171856143 19 654581 20 81432 2204452 2331928 24.73290 26.19994 27756141 29.10355 31 150421 11 11.68250 12.41209 13.19203 14.02501 14 91713 15.86994 16.36045 17.97713 19.14072 20.36428 2171319 23.13313 24.65016 26.27075 28.00167 29.65017 31.62393 33 93107 36.19022 30.58050 12 12 8093 13 68033 14 61779 15 62684 16 71298 1789214 19 14064 20496302195338 22 57271 2521164 2702911 28 99470 31 09865 33 35192 35 78620 3810399 4121816 44 24446 13 13.94742 14.97394 16.08632 17.29191 18.59863 20.01507 21.55049 23.21492 25.01919 26.97498 29.09492 29.09492 31.39250 33.88271 36.58107 39.50471 42.67199 46.10267 49.81802 53.84091 58.19592 14 15.09890 16.29342 17.59891 19.02359 20.57856 2227597 24.1290226.15211 2836092 3077248 33.40536 33.40536 36.27971 39.41746 42.84241 46.58041 50.65951 5511013 59.96527 65.26066 71.03511 15 16 25786 1763929 19.15688 2082453 2265749 2467253 26 88805 2432428 3200300 3191973 38 19996 41.75328 15 67173 1998035 54.71747 59925013 65 64885 71 93901 78 85021 86 41213 16 17.43044 19.01207 20.76159 22.69751 2484037 27.21208 29.94022 32.75023 35.97370 39.54470 43.50004 47.80367 52.73906 56.11760 64.07509 70.67303 77.97915 06.06304 95.02175 104.93056 17 18 61475 2041231 2241444 24 61511 27 13238 2490666 32 9940 3645074 4030134 4459417 4939694 54 74971 60 72514 67 39407 7483636 8314072 92 40561 102 740281 114 26588 127 11667 18 19.81090 21.84066 24.11687 26.67123 29.53900 32.75999 36.37895 40.44626 45.01845 50.15909 55,93949 55.93949 62.43958| 69.749411 77.95923 87 21181 97.60323 109.28456 122.41353 137.16640 153.74000 19 21.01900 23 29737 25.67037 28.77808 32.06595 35.78559 39.99549 44.76196 50.16012 56.27500 63.20283 71.05244 79.94693 90.02493 101.44358 114.37975 129.03294 145.62797 164.41802 185 68900 21 22 23919 21.78332 27 67629 30.96920 31 71925 38 99273| 43 86518 1942252 5576453 5576153 63 00250 71266148069874 91.16992 103.768-2 11781012 133 84061 152 13854 173 021001 196 84744 224 02560 25 20.52563 32.67091 37.55304 4331174 50.11345 58.15630 67.67647 79.95442 92.32390 100.10177126.99877 149.33393 175.65010 207.33274 244 71197 209.00027 341.76256 404.27211 478.43056 566.37730 30 :5 13274 41.37944 4900268 58 32834 6976079 81 8016810107304 12231587 149 57522 18094342 22091317 27029251 331 31511 406 73701 499 95697 615 16161 75750377 932 31833 1,150 38748 1.418 25788 35 2.07588 50.99437 62.27594 76.59831 54.83632 118.12087 147.91345 186.10215 235.12472 298.12681 379.16441 483.46312 617.74933 790.67288 1,013.34568 1,300.02703 1,658.99450 2143.64890 2,753.91433 3,538.00937 40 49.37524 61.61002 77.66330 98.82654 126.8397616404768|21360957 279.76104 368 29187 486.85181 645.82696 859.14239 1,145.49579 1,529.90861 2,045.95395 2,738.47840 3,667 29055 491259137 6,580.49649 8.812 62941 45 $70M589 7333066 9550146125 87057167685161225 50812305 75176 417 42607 573 18602 790 7996321,0195.168801,521 21764 2 117 80603 2953 24387 4.12289773 5,75971774 801877006 11 247 2609 15,71207483 2193757193 50 55.10781 36.27099 116.18077 158.77377 219.81540207.75606434.98595 619.67177| 888.44100 1.280.29939 1.852.335962.688.02044 3,909.24304 5.693.75433 8.300.37372 12,105.35258 17,654.71696 25 739.45058 37,503.25023 54,596.62990 60 92 48637 116 33257 167 94504 247.51031371 26290565. 11587 970 46681/1,353 470362,119 82342 3 339 299035.278 123068,368 2380513,291.003271,130.0519433,602 9903853,426.70990 84 889 29461 134 743 80644213,598.55470338 079 08612 Periods 1% 2% 3% 4% 5% 6% 7X 8% 9% 10% 11% 12% 13% 14% 15% 16% 17% 18% 19% 20% Per Print Done - X i Future Value of an Ordinary Annuity Future Value of an Ordinary Annuity Periods 1% 2% 3% 4% 5% 6% 7% 8% 9% 10% 11% 12% 13% 14% 15% 16% 17% 18% 19% 20% Per 1 1.00000 100000 100000 1.00000 100000 100000 1.00000 1.00000 1.00000 1.00000 1.00000 1.00000 1.000001 1.00000 1.00000 1.00000 1.00000 1.00000 1.00000 1.00000 2 201000 202000 203000 2.04000 2.05000 2.06000 2.07000 2.00000 2.09000 2.10000 2.11000 2.12000 2.130001 2.14000 2.15000 2.16000 2.17000 2.18000 2.19000 2.20000 3 3 3.03010 306040 3.09090 3.12160 3.15250 3.18360 3.21490 3.24640 3.27810 3,31000 3.34210 3.37440 3.406901 3.43960 3.47250 3.50560 3.53890 3.57240 3.606101 3.64000 4 406040 412161 4 18363 424646 4 31013 437462 442994 450611 457313 4 641001 4 70973 4.77933 4 84990 492114 499334 506850 5 14051 521543 5291261 5 368001 5 5.10101 5.20404 5.30914 5.41632 5.52563 5.63709 5.75074 5.86660 5.90471 6.10510 6.22700 6.35205 6.430271 6.610101 6.74230 6.87714 7.01440 7.15421 7.296601 7.441601 6 6.152026.30312 6.46641 6.63298 6.80191 6.97532 7.15329 7.33593 7.52333 7.71561 7.91205 8.11519 8.32271 8.53552 8.75374 8.97748 9.20685 9.44197 9.69295 9.92992 7 7.21364 7.43428 7.66246 7.89829 8.14201 8.39384 8.65402 8.92280 9.20043 9.48/17 9.78327 10.08901 10.404561 10.73049 11.06680 11.4138/ 11.77201 12.14152 12.522/1 12.91590 8 8 28567 858297 889234921423 954911 989747 10 25980 10 63663 11 07847 11 42589 11 85943 12 29969 12 75726 13 23276 13 72682 14 24009 14 77325 15 32700 15 902031 16 49908 9 9.36953 9.75463 10.15911 10.53290 11.02656 11.49132 11.97799 12.46756 13.02104 13.57948 14.16397 14.77566 15.41571 16.00536 16.76584 17.51951 18.28471 19.00566 19.92341 20.798901 10 10.46221 10.94972 11.46388 12.00611 1257789 13.18079 13.81645 14.48656 15.19293 15.93742 15.93742 16.72201 16.12201 17.54874 18.41975 19.33730 20.30372 21.32147 22.39311 23.52131 24.70886 25.958681 11 11.56583 12.168/2 12 80/80 13.48635 14.20679 14.9/164 15.78360 16.64549 17.56029 185311/ 19.56143 20.65458 21.81432 23.04452 24.34928 25.73290 27.19994 28.75514 30.40356 32.1504211 12 1268250 1341209 14 19203 15 02581 1591713 16 86994 17 89845 1897713 2014072 2139428 22 71319 24 13313 25 650181 27 27075 2900167 30 85017 32 82393 3493107 37 18022 39 58050 1 13 13.80933 14.68033 1561779 16.62694 17.71290 18.89214 20.14064 21.49530 22.95339 24.52271 26 21164 2802911 2999470 32.09865 34 35192 36.78620 39.40399 4221866) 45 24446 48.496601 14 14.94742 15.97394 17.08632 18 29191 19.59863 21.01507 22.55049 24.21492 26.01919 27.97498 30.09492 30.09492 32.39260 34.88271 37.58107 40.50471 43.67199 47.10267 50.81802 54.84091 59.19592 1 15 16.09690 17.29342 1859891 2002359 21.57856 23.27597 25.12902 27.15211 29.36092 31.77248 34.40636 37.27971 4041746) 43.84241 47.58041 51.65961 56. 110131 60.96627 66.26068 72.03511 1 16 1725785 1863929 20 15688 2182453 23.65719 25.67253 27 89805 30 32428 33 00340 3591973 39 19995 3591973 39.19995 12.75328 16 67173 50 99036 55 71747 60 92503 66 64885 72 99901 79.85021 87 442131 17 18.43044 20 01207 2176159 23 69751 25.64037 28.21288 30.84022 33.75023 36.9737040.54470 44.500B4 48.88367 5373906 59 11760 6507509 71.67303 78 97915 87.09804 96.02175 10593056 1 18 19.61475 21.41231 23.41444 25.64541 28.13238 30.90566 33.99903 37.45024 41.30134 45.59917 50.39694 55.74971 61.725141 68.39407 75.83636 84.14072 93.40561 103.74028 115.26588 128.11667 1 19 20.81090 22.84066 25.11687 27.67123 30.53900 33.75999 37.37896 41.44626 41.44626 46.01846 51.15909 56.99949 63.43968 70.74941 78.96923 88 21181 98.60323 110 28456 123.41353 138. 166400 154.740001 20 22 01900 2429737 2687037 29 77808 33 06595 36 795594099549 45 76196 51 16012 57 27500 64 20783 7205244 8094693 91 02491 102 44358 11537975 130 03294 146 62797 165 41802 186 68800 2 25 28 24320 32 03030 36 45926 41 64591 47.72710 54.96451 63 24904 73.10694 84 70090 98 34706 114.41331 133 33387 155 61956) 181.87083 212 79602 249 21402 292 10496 342 60349 40204249 471 98108 30 3478489 40,5600647 57542 56.00494 66.43885 79.05819 94.46079 113.26321 136.30754 164.49402 199.02083 241.33263 293.19922 356.78665 434.74515 530.31173 647.43912 790.94799 966.71217 1.181.69157 35 41.66028 49.99448 60.4620873.65222 90.32031 111.43478138.23688 172.31680 215.71075 271.02437 341.58955 431.66350546.68082 693.57270881.17016 1,120.71296 1.426.49102 1.816.651612314.21372 2.948.34115 40 18 888376040198 75 40126 95 02552 120 79977 154 76197 199 63511 259 05652 337 88245 442 59256 581 82607 767 09142 1.013 70424 1.342 02510 1.779 09031 2,360 75724 3.134 521844 163 21300 5529 828987343 857844 45 56.48107 71.89271 9271906121.02939159.70016|212.74351 285.74931 336.50562 525.85873 718.90464 996.628561,358.22000 1,874.16463 2590.56400 3,505.12846 4,965.27391 6,279 29065 9,53157711 13 203.42423 18 281.309944 50 64.46318 84.57940112.79687152.66708|209.34800 290.33590 406.52893 573.77016 815.083561,163.90853 1.668.771152.400.01825 3.459.50712 4.994.52136 7.217.71628 10,436.64877 15,089 50167 21.813.09367 31 515.33633 45.497. 19075 5 60 81.66967 114.05154 163 05344237 9905936358372533.12818 81352038 1,253.21330 1,914.792133.034.816404,755 06581 7471.6111111,761 8197918 535 1332829,219.9916146,057 5085372,555 03813114, 189.66618179,49458379281,732 571776 Periods 1% 2% 3% 4% 5% 6% 7% 8% 9% 10% 11% 12% 13% 14% 15% 16% 17% 18% 19% 20% Per 1 Print Done Present Value of an Annuity Due - X Present Value of an Annuity Due Periods 1% 2% 3% 4% 5% 6% 7% 8% 9% 10% 11% 12% 13% 14% 15% 16% 17% 18% 19% 20% Periods 1 1.00000 1.00000 100000 100000 1.00000 100000 100000 1.00000 100000 100000 1.00000 100000 1.00000 100000 1.00000 100000 100000 100000 1.00000 1.00000 1 2 1.99010 1.98039 1.97087 1.96154 1.95238 1.94340 1.93458 1.92593 1.91743 1.90909 1.90090 1.89286 1.88496 1.87719 1.86957 1.86207 1.85470 1.84746 1.84034 1.83333 2 3 2.97040 2.94156 291347 2.88609 2.85941 283339 2.80802 2.78326 2.75911 273554 2.71252 269005 2.66810 264666 2.62571 2.60523 2.58521 2.56564 254650 2.52778 3 3 4 394099 3 88388 3 82861 377509 372325 3 67301 362432 357710 3531293 48685 3 44371 340183 336115 332163 328323 3 24589 3 20958 3 17427 3 13992 3 10648 4 5 5 4.90197 4.80773 4.71710 4.62990 4.54595 4.46511 4.38721 4.31213 4.23972 4.16987 4 10245 4.03735 3.97447 3.91371 3.85498 3.79818 3.74324 3.69006 3.63859 358873 5 6 5.85343 5.71346 5.57971 5.45182 5.32948 5.21236 5.10020 4.99271 4.88965 4.79079 4.69590 4.60478 4.51723 4.43308 4.35216 4.27429 4.19935 4.12717 4.05763 3.99061 6 7 6.79548 6.60143 6.41719 6.24214 6.07569 5.91732 5.76654 5.62288 5.48592 5.35526) 5.23054 5.11141 4.99755 4.88867 4.78448 4.68474458918 4.49760 4.40978 4.32551 7 8 772819 7.47199 723028) 700205 678637 658238 638929 620637 603295 5 86842 571220556376 542261 528830 5 16042 503857 492238 4 81153 470570 460459 8 9 865168 8.32548 8.01969 7.73274 7.46321 720979 6.97130 6.74664 6.53482 6.33493 6.14612 5.96764 5.79877 5.63886 5.48732 5.34359 5.20716 5.07757 4.95437 4.83716 9 10 9.56602 9.16224 8.78611 8.43533 8.10782 7.80169) 7.51523 7.24689 6.99525 6.759021 6.53705 6.32825 6.13166 5.94637 5.77158) 5.60654 5.45057 5.30302 5.16333 5.03097 10 11 10.47130 9.98259 9.53020 9.11090 8.72173 8.36009 8.02358 7.71008 7.41766 7.14457 6.88923 6.65022 6.42624 621612 6.01877 5.83323 5.65860 5.49409 5.33893 5.19247 11 12 11.36763 10 78685 10 25262 9 76048 9.30641 888687 849867 8 13896 7 80519 7 495067 20652 693770 6 68694 6 45273 6 23371 6 02864 583641 565601 548650 532706 12 13 12.25508 11.57534 10.95400 10.38507 9.86325 9.38384 8.94269 8.53608 8.16073 7.81369 749236 7.19437 6.91765 6.66029 6.42062 6.19711 5.98839 5.79322 5.61050 5.43922 13 14 13.13374 12.34837 11.63496 10.98565 10.39357 9.85268 9.35765 8.90378 8.48690 8.10336 7.749877.42355 7.12181 6.84236 6.58315 6.34233 6.11828 5.90951 5.71471 5.53268 14 15 14.00370 13.10625 12.29607 11.56312 10.89864 10.29199 9.74547 9.24424 8.78615 8.366697.98187 7.62817 7.30249 7.00207 6.72448 6.46753 6.22930 6.00806 5.80228 5.61057 15 16 14 86505 13 849261293794 12 11839 11.3796610 71225 10 10791 955948 906069 860608 8 190877 81086 746238 714217 6 84737 657546 6.32419 6.09158 587586 5 67547 16 17 15.71787 14.57771 13.56110 12.65230 11.83777 11.10590 10.44665 9.85137 9.31256 8.82371 8.37916 7.97399 7.60388 726506 6.95423 6.66850 6.40529 6.16235 5.93770 5.72956 17 18 16.5622515.29187 14.16612 13.16567 12.27407 11.4772610.76322 10.12164 9.54363 9.02155 8.54879 8.11963 7.72909 7.37286 7.04716 6.74870 6.47461 6.22233 5.98966 5.77463 18 19 17.39827 15.9920314.75351 13.65930 12.6895911.82760 11.05909 10.37189 9.75563 9.20141 8.70162 8.24967 7.83991 7.46742 7.12797 6.81785 6.53385 6.27316 6.03333 5.81219 19 20 18.2260116.678461532380 14.13394 13.08532 12.15812 11.33560 10.60360 9.95011 936492 8.83929 8.36578 793797 755037 7. 19823 687746 6.58449 6.31624 6.07003 5.84350 20 25 22.24339 19.9139317.93554 16.24696 14.79864 13.55036 12.46933 11.52876 10.706619.98474 9.34814 8.78432 8.28288 7.83514 7.43377707263 6.74649 6.45095 6.18223 5.93710 25 30 26.05579 22.84438 20.18845 17.98371 16.14107 14.59072 13.27767 12.15841 11.1982810.36961 9.65011 9.02181 8.47009 7.98304 7.55088 7.16555 6.82039 6.50983 6.22924 5.97472 30 35 29.70267 25.4985922.13184 19.41120 17.1929015.36814 13.85401 12.58693 11.51784 10.60857 9.82932 9.15656 8.57170 8.05985 7.60910 7.20979 6.85409 6.53567 6.24895 5.98984 35 40 33.16303 27.90259 23 80822 20.58448 18.017041594907 14.26493 12 87858 11.72552 10.75696993567 9 23303 8.62684 8.09975 763805 7 23086 6.86946 6.54682 6.25720 5.99592 40 45 36.45545 30 07996 25 25427 21 54884 18 66277 16 383181455791 13 07707 11 8605110 84909 9.99878 927642 8 65678 812047 765244 7 24089 687647 6 55174 626066 599836 8 45 50 39.5880832.05208 26.50166 22.34147 19.16872 16.70757 14.76680 13.21216 11.94823 10.90630 10.03624 9.30104 8.67302 8.13123 7.65959 7.24566 6.87967 6.55389 6.26211 5.99934 50 60 45.40459 35.45610 28.50583 23.52843 19.87575 17.1311115.02192 13.36668 12.0423110.96387 10.07165 9.32294 8.68663 8.13972 7.66492 7.24902 6.88180 6.55524 6.26297 5.99989 60 Periods 1% 1 2% 3% 4% 5% 6% 7% 8% 8 9% 10% 11% 12% 13% 14% 15% 16% 17% 18% 19% 20% Periods Print Done Done