Kryptonite is a telecommunications provider located in Iowa with hundreds of thousands of employees. Their CEO, Clark Kline, is considering the replacement of their expensive defined benefit (DB) pension plan, which requires large contributions every year, with a 401(k) where executives are all in their 50s and 60s. As Clarks top financial advisor, what type of qualified retirement plan would you recommend instead of the 401(k) if he wants the majority of the benefits to accrue to top executives? a. target benefit plan. b. age-based profit sharing plan. c. SEP. d. 403(b)