Krystyna has a long-term consulting contract with an insurance company that guarantees her $24,000 per year for five years. She believes inflation will be 4 percent this year and 5 percent next year and then will stay at 11 percent indefinitely. Krystyna's real MARR is 12 percent. What is the present worth of this contract? The present worth of the contract is about $ (Type an integer or decimal rounded to two decimal places as needed.)