Lab 2: Home Sweet Home. You want to buy a home and need a loan of $100,000. Home loans normally come with points. One point means you need to pay 1% of the amount of the loan at the start of the loan. Find the rate for a 15 year loan (again paste the source of your data) and create the amortization table. Find the rates for two different 30-year loans with different points. Create the amortization table for both. How long before payments (points plus monthly payments) for the higher point mortgage exceed the lower point mortgage