Lacy has a $40,000.00 student loan when she graduates on May 4 , and the prime rate is set at 5%. She has decided at the end of the grace period to convert the interest to principal, and she sets her foxed monthly payment at $925.00. She opts for the varlable rate on her student foan. Create the first four repayments of her repayment schedule. Calculate the tolal interest charged for both the grace period and the four payments combined. Assume February does not involve a leap year. (Round all monetary values to the nearest penny) (Use a minus sign before the dollar sign to denote a negative monetary value For examplo, $149.635 ) (Give all 'Number of Days' quantites as fractions with denominator 365 ) Total combined interest charged for grace period and first four months