lan is comparing three credit cards. Each card offers a different interest rate and annual fee as given in the table below: Card Issuer APR Annual Fee Turtle Point Trust 27.99% None Myrtle Mutual 12% $45 Rew Reginal 22% $29 Which card would be the lowest cost option for him if he normally carries a credit card balance of $500? O Myrtle Mutual Rew Reginal All of the cards are equivalent. O Turtle Point Trust