Larry and Laurie have found a home and made a $325 000 offer that has been accepted. They make a down payment of 10 percent. The CMHC mortgage loan insurance premium is 2 percent of the mortgage amount required. Larry and Laurie have decided to pay this fee at the time of closing instead of having it added to the mortgage. Other fees include a $175 loan application fee, a $250 appraisal fee, a $300 home inspection fee, $540 in legal fees, and $350 for title search and insurance. How much cash will Larry and Laurie need at closing