Larry and Laurie have found a home and made a $318,000 offer that has been accepted. They make a down payment of 20%. The CMHC mortgage loan insurance premium is 2.4% of the mortgage amount required. Larry and Laurie have decided to pay this fee at the time of closing instead of having it added to the mortgage. Other fees include a $140 loan application fee, a $200 appraisal fee, $370 home inspection fee, $490 in legal fees, and $380 for title search and insurance. How much cash will Larry and Laurie need at closing? The amount Larry and Laurie will need at closing is $ . (Round to the nearest cent.)