Larry is married and has 3 small children. He wanted to make sure that his family has enough to carry on in life in the event that something happens to him. He took out a life, disability, and critical care insurance policies. His disability policy has a 60-day waiting period. Larry got a major stroke and passed away 45 days after the incident. Which of the following policies could possibly pay out a benefit to Larry's beneficiary? a. The life insurance policy only. b. The Critical Care policy only. c. The life insurance and Critical Care policies. d. The disability and life insurance policies