Larry Simmons has split-limit 100/150/40 automobile liability insurance. Several months ago Larry was in an accident in which he was found to be at fault. Four passengers were seriously injured in the accident and were awarded $127,000 each because of Larry's negligence. How much of this judgment will Larry's insurance policy cover? What amount will Larry have to pay out of pocket? Larry's insurance policy will cover $. (Round to the nearest dollar.) The amount Larry have to pay out of pocket is $ . (Round to the nearest dollar.)