Last year, Sue purchased a closed$-$end mutual fund that was trading at $$43\mathrm{.}93$ and had an NAV of $$40\mathrm{.}63.$ Sue sold the fund today when the NAV is $$44\mathrm{.}39$ and the market price is $$41\mathrm{.}82.$ The fund paid $$0\mathrm{.}54$ in dividends over the past year. What is the Sue's holding period return?