Laura Hall has just won the Lotto. Her prize pays $48800 at the end of each year for 4 years. In addition, she will receive a one-time payment of $292800 at the end of 4 years. Using the following factors at 13%, what amount has Laura really won in the Lotto? (round to the nearest dollar)

Type of Cash Flow	Periods	Interest Rate	Factor
PV of $1	4	13%	0.6133
FV of $1	4	13%	1.6305
PV ordinary annuity	4	13%	2.9745
FV ordinary annuity	4	13%	4.8498
PV annuity due	4	13%	3.3612

a) $622,566

b) $556,979

c) $324,730

d) $536,800