Lauren Buffett is a consultant for several college endowment funds. She has accumulated performance figures from a number of university endowments, as well as information about the typical stocks/bonds/cash mixtures common in the endowment universe. A firm believer in the broad policy approach, she makes recommendations about allocations across asset classes rather than which managers to choose or which stocks to pick.

City College is a community college with a $100 million endowment. Since its establishment, it has had a fixed investment policy of 65% stocks (spread 30/20/15 amongst large, medium and small cap stock portfolio, labeled LRGSTK, MEDSTK and SMLSTK, respectively), 20% Corporate Bonds (CBOND), and 15% Government Bonds (GBOND) over the years 1995 2012. The monthly returns on these asset classes are listed in the Excel spreadsheet titled PROJECT.xlsx. The spreadsheet also includes returns on three additional asset classes: Real Estate (REITs), International Stocks (EAFE), and Precious Metals (PM). In addition, it provides the monthly returns on the value-weighted market portfolio (VWRET), the S&P 500 Index (SPRET), and the one-month U.S. Treasury bills (TBILL).

Due to declining student enrollment, City College has been relying more and more heavily on its endowment to meet budgets need in the past several years. Sue Herrera, the chairperson of the endowment committee for the board of trustees of City College, decided to review the endowments historical performance. She found out about Ms. Buffett from a friend who serves on the board of a well-known public university. The public university had hired Buffett in 2010 to review its investment policy and found her advice very helpful. Herrera decided to seek for Buffetts advice on whether City College should consider a change in its long-standing investment policy. In particular, Herrera was concerned about the economic outlook for small colleges like City College. She anticipated stronger needs to rely on the endowment fund in the coming years. She also felt that a return of 1% per month represented

a floor below which the portfolio return should not drop. She wanted Lauren Buffett to suggest an efficient asset allocation to achieve this goal.

Based on her conversation with Herrera, Buffett has drawn up a list of issues that need to be addressed. She has decided to hire your group for this task. You are invited to address the following questions. In your analysis, assume that short sales are allowed (except when explicitly ruled out) and borrowing at the risk-free rate is possible.

Continue to assume that you can invest in the risk-free asset. Calculate the investment weights required to construct the efficient portfolio with an expected return equal to the existing portfolios expected return (note: this portfolio should include the risk- free asset). Additionally, calculate the standard deviation of returns on this portfolio.

Month SMLSTK MEDSTK LRGSTK CBOND GBOND REIT PM EAFE VWRET SPRET TBILL 1 0.01190 -0.00130 0.02830 0.01491 0.02618 -0.02184 -0.23443 -0.05360 0.02040 0.02428 0.00481 2 0.03260 0.05020 0.03910 0.02806 0.03468 0.02470 0.05742 0.00085 0.03962 0.03607 0.00478 3 0.02350 0.02430 0.02710 0.00902 0.01176 -0.00401 0.04525 0.02534 0.02704 0.02733 0.00471 4 0.02590 0.01940 0.02710 0.01875 0.01718 -0.00026 -0.04762 0.03624 0.02505 0.02796 0.00473 5 0.02070 0.01750 0.03970 0.03354 0.07664 0.04250 -0.02727 0.03021 0.03401 0.03631 0.00456 6 0.06490 0.04870 0.02450 0.00758 0.01150 0.01591 0.15625 0.01929 0.03117 0.02128 0.00452 7 0.06200 0.06280 0.03610 0.00347 -0.01721 0.01724 0.07944 0.04996 0.04078 0.03178 0.00450 8 0.03260 0.01530 0.00750 0.01187 0.02267 0.01200 -0.00433 -0.01375 0.00931 -0.00032 0.00440 9 0.02180 0.01990 0.04340 0.01176 0.02168 0.01715 -0.00870 0.01101 0.03636 0.04010 0.00440 10 -0.05330 -0.02640 -0.00420 0.01479 0.02469 -0.02142 -0.16228 -0.02322 -0.01132 -0.00498 0.00447 11 0.02750 0.04770 0.04430 0.01347 0.02462 0.00914 0.02094 -0.00074 0.04271 0.04105 0.00428 12 0.02280 0.01600 0.01480 0.01848 -0.03336 0.05460 0.17253 0.02692 0.01519 0.01744 0.00417 1 0.00580 0.00010 0.03390 0.00707 0.00161 0.01646 0.22165 0.02830 0.02814 0.03262 0.00403 2 0.03200 0.03300 0.01370 -0.01711 -0.04659 0.01170 -0.02954 0.01764 0.01631 0.00693 0.00413 3 0.02430 0.02620 0.00790 -0.00719 -0.01823 -0.00545 -0.05652 0.02219 0.01093 0.00792 0.00413 4 0.07560 0.04340 0.01520 -0.00648 -0.02221 0.00507 0.00461 0.04206 0.02551 0.01343 0.00418 5 0.06500 0.02390 0.02480 0.00081 0.00134 0.02584 0.02752 0.00911 0.02680 0.02285 0.00424 6 -0.04120 -0.03050 0.00280 0.01153 0.02025 0.01303 -0.08078 0.00000 -0.00830 0.00226 0.00429 7 -0.10060 -0.07760 -0.04720 0.00297 -0.00320 0.00755 -0.01087 -0.05327 -0.05382 -0.04575 0.00421 8 0.04820 0.06160 0.02480 0.00185 -0.00692 0.03937 -0.00549 0.03041 0.03246 0.01881 0.00424 9 0.03460 0.04470 0.05770 0.02217 0.02787 0.01741 -0.08840 0.02539 0.05302 0.05417 0.00416 10 -0.01810 -0.01260 0.02100 0.02182 0.04298 0.02968 -0.01818 -0.00335 0.01374 0.02613 0.00419 11 0.02640 0.04480 0.07500 0.02455 0.03773 0.04556 -0.06790 0.05635 0.06557 0.07338 0.00409 12 0.01830 0.00860 -0.01830 -0.00829 -0.02287 0,10393 0.17114 0.00513 -0.01139 -0.02151 0.00419 1 0.04300 0.02510 0.06110 -0.00018 -0.00492 0.01117 -0.10000 0.03791 0.05347 0.06132 0.00418 2 -0.02810 -0.01610 0.00510 0.00904 0.00231 -0.00204 0.14286 0.00000 -0.00112 0.00593 0.00428 3 -0.05310 -0.04880 -0.04430 -0.01569 -0.02488 -0.00213 -0.13889 -0.01008 -0.04487 -0.04261 0.00430 4 -0.02650 0.01540 0.05640 0.01352 0.02252 -0.02752 -0.08065 0.01272 0.04237 0.05841 0.00421 5 0.10970 0.10180 0.06350 0.01339 0.01201 0.02940 0.01754 0.05779 0.07162 0.05858 0.00411 6 0.05720 0.04440 0.04290 0.01635 0.01978 0.04860 0.06174 0.04572 0.04410 0.04345 0.00421 7 0.04660 0.06210 0.08220 0.03472 0.05563 0.03089 0.03226 0.04560 0.07651 0.07812 0.00428 B 0.04140 0.01420 -0.05090 -0.01114 -0.02519 -0.00239 0.01042 -0.04874 -0.03629 -0.05745 0.00413 9 0.09170 0.06940 0.05350 0.01817 0.02609 0.08727 -0.02062 0.06007 0.05850 0.05315 0.00414 10 -0.03770 -0.04330 -0.03110 0.00993 0.03406 -0.02703 -0.22105 -0.06000 -0.03444 -0.03448 0.00428 11 -0.01830 -0.00190 0.04430 0.00599 0.00951 0.02162 -0.22973 -0.02069 0.03040 0.04459 0.00430 12 -0.00940 0.02140 0.02000 0.01099 0.01728 0.02361 0.26087 0.01044 0.01782 0.01573 0.00420 1 -0.00600 -0.01160 0.00990 0.01396 0.01863 -0.00529 0.00000 0.00124 0.00450 0.01015 0.00424 2 0.06690 0.08280 0.07320 -0.00099 -0.00680 -0.01702 -0.07018 0.07526 0.07330 0.07045 0.00419 3 0.04900 0.04810 0.05170 0.00465 0.00487 0.01794 0.00000 0.05622 0.05130 0.04995 0.00413 4 0.01860 0.00950 0.01260 0.00565 0.00586 -0.03257 0.05660 0.01684 0.01090 0.00908 0.00417 5 -0.04840 -0.05200 -0.01850 0.00867 0.01951 -0.00701 -0.19643 -0.01923 -0.02575 -0.01883 0.00415 6 -0.00550 0.01050 0.04320 0.00862 0.02344 -0.00677 -0.15556 -0.00436 0.03194 0.03944 0.00413 7 -0.06760 -0.07020 -0.01140 0.00167 -0.00059 -0.06492 0.00526 -0.01574 -0.02337 -0.01162 0.00408 8 -0.21530 -0.19490 -0.14690 -0.00628 0.04229 -0.09437 -0.23037 -0.17079 -0.15784 -0.14580 0.00384 9 0.04750 0.06350 0.06600 0.01781 0.04002 0.05661 0.39456 -0.00693 0.06383 0.06240 0.00330 Dashboard Calendar To Do A Notifications 10 11 12 1 1 1 10 12 1 3 2002 002 2002 200 300 01 2003 501 01 2003 2001 003 2001 2003 2001 2001 2004 004 2004 004 2004 2004 2004 004 2004 200 2004 2004 2005 360 2005 60 005 2005 2001 200 50 700 100 60 50 2006 700 00 200 -0.01040 -0.0TB 0.03530 0.1120 -0.05770 0013 -0.0 0.01990 0.10060 0.12260 0.04 120 0.03160 0.04960 0.0050 0.09090 0,04110 0.02430 0.06270 0.00 140 -0.00200 - 0 04760 0.0030 0.04 1350 -0.0TB 70 -0.0100 0.04240 0.01990 0.09110 0.04490 0.04 140 0.01040 0 011 10 0.06370 0.0000 0.04320 007250 -0.0 1440 0.004 10 0020980 0.04 700 0.002380 0.09410 0.0000 00400 0.00 AND -0.0 | NO 0.0120 -0.0270 0.04490 0.08490 -0.05320 -0.02360 -0.02510 0.01070 0.00 0.09%20 0.01% 0.0470 0.06200 -0.01860 0.0250 0.03400 0.0219 0.03340 0.01980 0.00 -0.03520 0.02 TOO 0.045390 0.06630 -0.00970 0.04 170 0.02180 0.07M 0.04040 -0.02550 0.02080 -0.01 -0.04680 0.00260 0.03110 0.06670 -0.016:50 0.00HN0 0.03110 0.04810 0.0000 0.065450 -0.00500 0.02LINU 0.001NON -0.0000 0.00760 -0.10%20 0.0680 0.05540 -0.05750 -0.02750 0.010 0.01100 0.03120 0.06%20 0.0120 0.01760 0.01940 - 0 01 0.056.30 0.01030 004870 0.01790 0.0140 -0.01 540 201300 0.01200 0.01 10 -0.03490 0.00370 001170 10.01390 004110 0.03480 -0.02420 0.02050 -0.01H00 10.01140 0.03310 0.00 100 0.03740 0.00HA) 0.007 HD 0.0140 0.03780 0.00000 0.02420 000110 0.01300 001170 0.02460 0.02020 0.0009 0.01233 0.02017 0.0204 0.009 13 0.010 0.00%) 0.001 0.02424 0.0051 -0.03099 0.0099 0.03010 0.00190 002 001511 0.01316 0.00 18 0.00821 0.21769 -0.0033 0.00%29 0.01073 0.0196 0.00043 0.00940 -0.02 0.01359 0.04% 1001 -0.01 16 0.90MB 0.00 15 0.000C) 0.00033 0.016020 2010TH -0.00476 0.004 76 0.00026 0.00 0.00 0.00 0 00:06 -0.00 116 0.049 15 0.03363 -0.03053 -0.21624 0.0543] -0.007 0.03400 -0.0183 0.01206 0.009 -0.01523 -0.0929 0.01653 1.0871 -0.02199 0.05 0.01246 0.01583 0.02.9 0.01737 -0.05795 -0.01165 6.DCSO- 002114 0.02013 0.00543 0.01326 -0.020 0.02335 0.0 1979 -0.0 1502 -0.00] 0.02 002819 0.01.369 0.02774 0.02] 0.03021 -0.02136 0.007 15 0.02251 0.00] 6.DD500 1611 -0.0 114 - 0 2014 0.00 194 -0.03838 0.04812 004706 OOO743 002907 06164 0.02002 0.04397 0.096030 0.02175 0.05352 0.00536 0034 DO 0.01807 004360 0.0.1494 0.0432 2017-49 0.0 526 0.14581 0.012 0.02933 0 HOU20 007937 0.00060 0.05366 004303 0.04453 0.08397 003067 0 0150 006310 00234 ) 0.05027 0.07137 0.03667 0.00506 0.0236 0.04213 -0.00196 007305 0017 10.06] 0 0.17] 400247 18 0.02655 -0.13793 061000 030198 002471 - Ch3 -0.06337 -0.04440 0.112 0.0292 0 05212 0.16330 104i 0.135 0.1434 00000 -0.11301 007 0.9677 -0.2310 0.06 100 -0.0452 10566: 0.05463 0.1434 0.01258 0.07574 -0.06353 -0.75 0969 -0.0M265 0.13 11 0.02219 0.10554 001174 00727 (3.14303 -0.16 0.00249 02.129 1245 0.05251 (0.14.33] 0 14024 - 10/24) 0 00975 -0.07%E4 0.05677 0.03505 0.02301 -0.3506 -0.2530 0.0353 0.00 0605340 0.012 0.01063 001052 0015 0.05000 0.24% 4,069 0.01 00x413 -0.00372 0.006PM 100 15 0.02113 -0.00 15 40.00 126 0.02266 0027 05:13 0.03773 0.0758 4,024w 0 012 0.22 0.01269 0.005 13 004124 0.01210 0.21630 0.61628 0.02068 0026 0 MB 643 000ZEB 0.21M 0 0.114 -40 2029 0.00797 0.09067 0.0748 0.0612 0.05332 -0.02320 -0.015 0.01033 008276 006347 001034 0.02311 002497 -0.008 11 006032 046 0.04553 0.02305 201548 001010 0.02421 0.0 14 13 0.02] 0.03767 0.00271 0.0205 0.04781 00221 0.03518 -0.0266 0.02267 006 002516 0.00 700 0.01] 41 0.0.333 0.006 0.0 1047 00200 0.04030 0.00340 004003 -0.00] 0.0 10CM 0.01:00 400010 0.004 -0.11001 0.0864- 0.05707 006033 -0.02742 0.01700 0.00 0.03 10 10.05090 0.01132 001622 0.09787 -0.018 0.05490 0.001 0.05077 0.01 728 201221 -0.0163 0.0169 0.0120m, 0.01 796 1.03429 0.00229 0.0036 0.01401 0.0360 0.03246 -0.02529 0.01M0 0.01912 -0.02011 0.02995 -0.000 11 003597 -0.01122 0.00695 -0.017 0.03519 -0.00014 0.024 0.00045 0.011607 0.0 12 -0.0000 0.00 135 0.0012 .00 102 0.00 0.00000 0.007 2.DOPATH 0.00094 0.000 0.0007 0.000 0.000 0.00 07 0.000 0.0007 0.000 0.000 73 0.000/ 0000 0.0007 0.00005 0.00 10 0.00 111 0.00 23 0.0013 0.00] 0.00 173 0.00] 0.00194 0.00212 0.00220 0.00232 0.00217 0 00:41 0.00268 0.00287 0.002 0.00309 0.00,23] 0.00324 0.003 0.003 0.00 0.00 310 0.00 11 0.003100 10 11 12 1 2 1 4 4 10 11 12 2006 2006 2006 2006 2006 2006 2006 2007 2007 2007 2007 2007 2007 2007 2007 6 7 8 9 10 11 12 1 2 3 4 5 2007 2007 2007 2007 2008 2008 2008 2008 2008 2008 2008 2008 2008 2008 2006 2008 2009 2009 2009 2009 2009 2009 2009 2009 2009 2009 2009 2009 2010 2010 2010 7 8 9 10 11 12 1 2 3 4 5 6 7 8 9 10 11 12 1 2 3 4 5 6 7 8 9 10 11 12 1 2 3 -0.00520 -0.03790 0.03070 0.00870 0.05800 0.02480 001170 0.01450 -0.00550 0.00860 0.01680 0.03070 -0.00580 -0.06720 0.00760 0.01260 0.01630 -0.08300 -0.00580 -0.07460 -0.03510 -0.00530 0.02160 0.04150 -0.08570 0.04400 0.03910 -0.00010 -0.20910 -0.13000 0.04910 0.10750 -0.12250 0.09600 0.16430 0.04300 0.03600 0.10400 0.04370 0.07180 -0.08230 0.02370 0.08840 -0.03090 0.05030 0.08200 -0.00300 -0.03960 0.02100 0.01310 0.04510 0.03730 0.00400 0.02880 0.00280 0.01550 0.03560 0.04780 -0.01220 -0.04900 0.00090 0.02450 0.02580 -0.05920 -0.01000 -0.05830 -0.02330 -0.01340 0.06270 0.05240 -0.07150 0.00120 0.03250 -0.10300 -0.20750 -0.10220 0.04500 -0.08230 -0.10170 0.10000 0.14010 0.02830 0.00830 0.09460 0.03750 0.06270 -0.05500 0.04250 0.06790 -0.03300 0.04790 0.07890 0.00170 0.00360 0.02380 0.02490 0.03340 0.01920 0.01360 0.01700 -0.01950 0.01130 0.04340 0.03500 -0.01650 -0.02870 0.01540 0.03850 0.01970 -0.03960 -0.00510 -0.06020 -0.02910 -0.00560 0.04600 0.01510 -0.08360 -0.01160 0.01100 -0.00040 -0.16380 -0.07170 0.01210 -0.07800 -0.09680 0.08580 0.09100 0.05530 0.00190 0.07400 0.03210 0.03700 -0.01660 0.05930 0.01990 -0.03420 0.03140 0.05860 0.00003 0.01280 0.01731 0.01024 0.00910 0.01467 -0.00558 0.00113 0.01923 -0.00234 0.00775 -0.00806 -0.00586 0.00091 0.00908 0.00904 0.00885 0.01222 -0.00210 0.01027 0.00006 -0.00543 0.00812 -0.00538 -0.00688 -0.00821 0.00932 -0.06220 -0.09146 -0.00440 0.05518 0.01253 -0.01466 0.00958 0.04356 003932 0.03043 0.04471 0.01811 0.02839 0.00941 0.01405 0.00316 0.01929 0.00125 0.01482 0.00348 0.02158 0.02633 0.01557 0.00611 0.02153 -0.02524 -0.01024 0.03633 -0.00851 0.00596 -0.02845 -0.01204 0.02386 0.02105 0.00846 0.01349 0.04646 -0.00499 0.04021 -0.00027 -0.00385 -0.01652 -0.01450 0.01104 -0.00999 0.00945 -001400 -0.04460 0.00610 0.08473 -0.06426 -0.00207 0.05148 -0.02970 -0.01028 0.01641 0.01791 0.02582 0.02326 -0.00834 0.02155 -0.05594 0.03294 0.00139 -0.01165 0.05203 0.03373 0.03785 0.01848 0.06264 0.04649 -0.01563 0.08421 -0.02239 -0.02387 -0.00020 0.00052 -0.09069 -0.07802 0.06571 0.04406 0.01121 -0.09070 -0.05028 -0.01026 -0.03558 0.06231 0.05850 0.00771 -0.10876 003471 0.02200 -0.00193 -0.31666 -0.23055 0.16392 -0.17308 -0.20824 0.04062 0.31020 0.02157 -0.03732 0.10473 0.13390 0.06395 -0.04504 0.06911 0.07150 -0.05211 0.05339 0.10184 0.00584 0.01937 0.02217 -0.10781 0.06042 0.09889 -0.04231 -0.01058 0.00503 -0.04005 0.00456 -0.00454 -0.02282 0.03602 -0.07405 0.22949 0.14536 -0.09728 0.02736 0.21444 0.07718 -0.09242 -0.08753 0.05831 0.01777 -0.10244 -0.11479 -0.09744 -0.33117 0.15898 0.23250 -0.00646 -0.00743 0.08614 -0,06466 0.29677 -0.11656 0.04103 -0.00927 0.12481 -0.01526 0.14789 -0.04918 -0.09379 0.05425 0.02167 0.00673 0.01543 0.02786 0.01676 0.02666 0.02455 0.01872 0.02004 -0.01130 0.01093 0.04226 0.01697 -0.00464 -0.02096 0.00571 0.04021 0.02365 -0.01777 -0.01373 -0.06893 0.00159 0.01531 0.03068 0.01615 -0.08441 -0.01410 -0.01210 -0.08742 -0.16168 -0.06987 0.04873 -0.00053 -0.09672 0.08222 0.09629 0.08380 0.00297 0.09785 0.03106 0.04781 -0.01875 0.05032 0.02447 -0.04224 0.01304 0.06152 -0.00041 -0.00190 0.02506 0.01942 0.03713 0.02371 0.01083 0.01943 -0.01396 0.01295 0.03982 0.03893 -0.01476 -0.03176 0.01166 0.04086 002584 -0.04922 -0.00442 -0.06215 -0.02165 -0.01042 0.05111 0.02384 -0.07843 -0.01333 0.01056 -0.09801 -0.18460 -0.08461 0.02215 -0.07733 -0.10018 0.08669 0.10936 0.06770 -0.003 10 008172 0.03146 0.04524 -0.02800 0.05710 0.02842 -0.03710 0.03478 0.06361 0.00009 0.00509 0.02127 0.02457 0.03151 0.01647 0.01262 0.01406 -0.02185 0.00998 0.04329 0.03256 -0.01782 -0.03198 0.01286 0.03579 0.01482 -0.04404 -0.00863 -0.06116 -0.03476 -0.00696 0.04756 0.01067 -0.08596 -0.00986 0.01219 0 09079 -0.10943 -0.07485 0.00782 -0.08566 -0.10993 0.08541 0.09393 0.05308 0.00020 0.07414 0.03356 0.03572 -0.01976 0.05736 0.01777 -0.03697 0.02851 0.05880 0.00413 0.00413 0.00401 0.00410 0.00412 0.00404 0.00415 0.00419 0.00412 0.00406 0.00394 0.00384 0.00402 0.00350 0.00324 0.00325 0.00273 0.00250 0.00229 0.00177 0.00105 0.00108 0.00144 0.00155 0.00136 0.00143 0.00094 0.00056 0.00016 0.00003 0.00011 0.00025 0.00018 0.00013 0.00015 0.00015 0.00015 0.00014 0.00010 0.00006 0.00004 0.00004 0.00005 0.00000 0.00013 0.00013 2009 2009 2009 2000 2009 2009 2009 2009 2009 2009 2010 2010 2010 2010 2010 2010 2010 2010 2010 2010 2010 2010 3 4 5 6 7 8 9 10 11 12 1 2 3 4 5 6 7 8 9 10 11 12 1 2 3 4 5 6 7 8 9 10 2011 09600 0.16430 0.04300 0.03600 0.10400 0.04370 0.07180 -0.08230 0.02370 0.08840 -0.03090 0.05030 0.08290 0.07450 -0.08110 -0.08270 0.06330 -0.08380 0.12170 0.04780 0.03860 0.09020 -0.00600 0.05420 0.02900 0.01560 -0.02880 -0.02440 -0.03240 -0.10320 -0.11190 0.14280 -0.00980 0.00470 0.08110 0.02410 0.03020 -0.01940 -0.06940 0.05930 -0.02010 0.03010 0.04800 -0.03100 0.00630 0.03610 010000 0.14910 0.02830 0.00830 0.09460 0.03750 0.06270 -0.05500 0.04250 0.06790 -0.03300 0.04790 0.07890 0.04840 -0.07500 -0.07200 0.07000 -0.05930 0.12030 0.03300 0.03330 0.07530 0.01830 0.04900 0.02740 0.03120 -0.01230 -0.01590 -0.04090 -0.08220 -0.10990 0.14970 0.00000 -0.00060 0.06320 0.04190 0.01870 -0.00840 -0.07030 0.03010 -0.00850 0.03820 0.02520 -0.01250 0.01890 0.02590 0.08580 0.09100 0.05530 0.00190 0.07400 0.03210 0.03700 -0.01660 0.05930 0.01990 -0.03420 0.03140 0.05860 0.01180 -0.07900 -0.05120 0.06960 -0.04380 0.09070 0.03890 0.00120 0.06490 0.02300 0.03300 0.00050 0.03000 -0.01190 -0.01680 -0.02030 -0.05460 -0.06910 0.10720 -0.00230 0.00830 0.04750 0.04530 0.03230 -0.00700 -0.06000 0.03900 0.01170 0.02380 0.02670 -0.01720 0.00600 0.00890 0.00958 0.04356 0.03932 0.03043 0.04471 0.01811 0.02839 0.00941 0.01405 0.00316 0.01929 0.00125 0.01482 0.01444 -0.01612 0.01702 0.02136 0.01566 0.01121 0.01112 -0.00872 -0.00188 0.01102 0.00769 0.00106 0.01646 0.01070 -0.00936 0.01725 -0.01489 -0.00242 0.02145 -0.01932 0.01993 0.02282 0.01162 -0.00115 0.01127 -0.00346 0.00819 0.02000 0.00689 0.00852 0.00878 0.00207 0.00279 0.05148 -0.02970 -0.01028 0.01641 0.01791 0.02582 0.02326 -0.00834 0.02156 -0.05594 0.03294 0.00139 -0.01165 0.02688 0.03794 0.04811 0.00607 0.06829 -0.01322 -0.02518 -0.01717 -0.03765 -0.01100 0.00588 0.00039 0.02350 0.03228 -0.01897 0.04064 0.08056 0.09067 -0.03073 0.01488 0.03036 0.00315 -0.01923 -0.03366 0.04556 0.07714 -0.01279 0.03359 -0.01093 -0.01845 -0.00365 0.01366 -0.01983 0.04062 0.31020 0.02157 -0.03732 0.10473 0.13390 0.06395 -0.04504 0.06911 0.07150 -0.05211 0.05339 0.10184 0.06942 -0.05545 -0.05017 0.09522 -0.01388 0.04467 0.04701 -0.01958 0.04657 0.04125 0.04583 -0.01281 0.05114 0.00999 -0.03071 0.01052 -0.05596 -0.10973 0.14277 -0.03759 0.04795 0.06358 -0.00911 0.04841 0.02673 -0.04411 0.05966 0.02170 0.00120 -0.01233 -0.00251 -0.00272 0.03648 0.08614 -0.06466 0.29677 -0.11656 0.04103 -0.00927 0.12481 -0.01526 0.14789 -0.04918 -0.09379 0.05425 0.02167 0.11995 -0.04260 0.02472 -0.05247 0.08975 0.10105 0.03024 0.06231 0.02588 -0.11888 0.07817 0.01504 0.02646 -0.07835 -0.07271 0.05066 0.04937 -0.13020 0.05472 0.01908 -0.12637 0.11023 -0.00857 -0.10951 -0.04612 -0.09924 0.01789 0.01018 0.08883 0.13457 -0.01260 -0.09234 -0.02417 0.08222 0.09629 0.08380 0.00297 0.09785 0.03106 0.04781 -0.01875 0.06032 0.02447 -0.04224 0.01304 0.06152 -0.00232 -0.10157 -0.02390 0.08405 -0.04457 0.10096 0.04295 -0.02337 0.07192 0.00695 0.03133 -0.00412 0.06360 -0.00778 -0.01323 -0.02185 -0.07513 -0.09385 0.11629 -0.01519 -0.01460 0.05530 0.05294 0.02895 -0.00790 -0.08408 0.04237 0.01563 0.03181 0.02486 0.00146 0.03052 0.02809 0.08669 0.10936 0.06779 -0.00310 0.08172 0.03148 0.04524 -0.02800 0.05710 0.02842 -0.03710 0.03478 0.06361 0.02001 -0.07914 -0.05072 0.07029 -0.04282 0.09152 0.03853 0.00517 0.06715 0.01916 0.03816 0.00337 0.02869 -0.01493 -0.01840 -0.02247 -0.05747 -0.08487 0.11398 -0.00623 0.00370 0.05408 0.04119 0.02399 -0.00880 -0.06563 0.03816 0.01027 0.02627 0.02854 -0.01410 0.00619 0.01253 0.08541 0.09393 0.05308 0.00020 0.07414 0.03356 0.03572 -0.01976 0.05736 0.01777 -0.03697 0.02851 0.05880 0.01476 -0.08198 -0.05388 0.06878 -0.04745 0.08755 0.03686 -0.00229 0.06530 0.02265 0.03196 -0.00105 0.02850 -0.01350 -0.01826 -0.02147 -0.05679 -0.07176 0.10772 -0.00506 0.00853 0.04358 0.04059 0.03133 -0.00750 -0.06265 0.03956 0.01260 0.01976 0.02424 -0.01979 0.00285 0.00707 0.00013 0.00015 0.00015 0.00015 0.00014 0.00010 0.00006 0.00004 0.00004 0.00005 0.00009 0.00013 0.00013 0.00013 0.00010 0.00013 0.00013 0.00013 0.00011 0.00012 0.00012 0.00013 0.00011 0.00008 0.00005 0.00003 0.00003 0.00003 0.00002 0.00001 0.00002 0.00001 0.00001 0.00003 0.00008 0.00007 0.00007 0.00008 0.00008 0.00008 0.00008 0.00009 0.00008 0.00008 0.00006 0.00006 2011 2011 2011 2011 2011 2011 2011 2011 2011 2011 2011 2012 2012 2012 2012 2012 2012 2012 2012 2012 2012 2012 2012 12 1 2 3 4 5 6 7 8 9 10 11 12 Month SMLSTK MEDSTK LRGSTK CBOND GBOND REIT PM EAFE VWRET SPRET TBILL 1 0.01190 -0.00130 0.02830 0.01491 0.02618 -0.02184 -0.23443 -0.05360 0.02040 0.02428 0.00481 2 0.03260 0.05020 0.03910 0.02806 0.03468 0.02470 0.05742 0.00085 0.03962 0.03607 0.00478 3 0.02350 0.02430 0.02710 0.00902 0.01176 -0.00401 0.04525 0.02534 0.02704 0.02733 0.00471 4 0.02590 0.01940 0.02710 0.01875 0.01718 -0.00026 -0.04762 0.03624 0.02505 0.02796 0.00473 5 0.02070 0.01750 0.03970 0.03354 0.07664 0.04250 -0.02727 0.03021 0.03401 0.03631 0.00456 6 0.06490 0.04870 0.02450 0.00758 0.01150 0.01591 0.15625 0.01929 0.03117 0.02128 0.00452 7 0.06200 0.06280 0.03610 0.00347 -0.01721 0.01724 0.07944 0.04996 0.04078 0.03178 0.00450 8 0.03260 0.01530 0.00750 0.01187 0.02267 0.01200 -0.00433 -0.01375 0.00931 -0.00032 0.00440 9 0.02180 0.01990 0.04340 0.01176 0.02168 0.01715 -0.00870 0.01101 0.03636 0.04010 0.00440 10 -0.05330 -0.02640 -0.00420 0.01479 0.02469 -0.02142 -0.16228 -0.02322 -0.01132 -0.00498 0.00447 11 0.02750 0.04770 0.04430 0.01347 0.02462 0.00914 0.02094 -0.00074 0.04271 0.04105 0.00428 12 0.02280 0.01600 0.01480 0.01848 -0.03336 0.05460 0.17253 0.02692 0.01519 0.01744 0.00417 1 0.00580 0.00010 0.03390 0.00707 0.00161 0.01646 0.22165 0.02830 0.02814 0.03262 0.00403 2 0.03200 0.03300 0.01370 -0.01711 -0.04659 0.01170 -0.02954 0.01764 0.01631 0.00693 0.00413 3 0.02430 0.02620 0.00790 -0.00719 -0.01823 -0.00545 -0.05652 0.02219 0.01093 0.00792 0.00413 4 0.07560 0.04340 0.01520 -0.00648 -0.02221 0.00507 0.00461 0.04206 0.02551 0.01343 0.00418 5 0.06500 0.02390 0.02480 0.00081 0.00134 0.02584 0.02752 0.00911 0.02680 0.02285 0.00424 6 -0.04120 -0.03050 0.00280 0.01153 0.02025 0.01303 -0.08078 0.00000 -0.00830 0.00226 0.00429 7 -0.10060 -0.07760 -0.04720 0.00297 -0.00320 0.00755 -0.01087 -0.05327 -0.05382 -0.04575 0.00421 8 0.04820 0.06160 0.02480 0.00185 -0.00692 0.03937 -0.00549 0.03041 0.03246 0.01881 0.00424 9 0.03460 0.04470 0.05770 0.02217 0.02787 0.01741 -0.08840 0.02539 0.05302 0.05417 0.00416 10 -0.01810 -0.01260 0.02100 0.02182 0.04298 0.02968 -0.01818 -0.00335 0.01374 0.02613 0.00419 11 0.02640 0.04480 0.07500 0.02455 0.03773 0.04556 -0.06790 0.05635 0.06557 0.07338 0.00409 12 0.01830 0.00860 -0.01830 -0.00829 -0.02287 0,10393 0.17114 0.00513 -0.01139 -0.02151 0.00419 1 0.04300 0.02510 0.06110 -0.00018 -0.00492 0.01117 -0.10000 0.03791 0.05347 0.06132 0.00418 2 -0.02810 -0.01610 0.00510 0.00904 0.00231 -0.00204 0.14286 0.00000 -0.00112 0.00593 0.00428 3 -0.05310 -0.04880 -0.04430 -0.01569 -0.02488 -0.00213 -0.13889 -0.01008 -0.04487 -0.04261 0.00430 4 -0.02650 0.01540 0.05640 0.01352 0.02252 -0.02752 -0.08065 0.01272 0.04237 0.05841 0.00421 5 0.10970 0.10180 0.06350 0.01339 0.01201 0.02940 0.01754 0.05779 0.07162 0.05858 0.00411 6 0.05720 0.04440 0.04290 0.01635 0.01978 0.04860 0.06174 0.04572 0.04410 0.04345 0.00421 7 0.04660 0.06210 0.08220 0.03472 0.05563 0.03089 0.03226 0.04560 0.07651 0.07812 0.00428 B 0.04140 0.01420 -0.05090 -0.01114 -0.02519 -0.00239 0.01042 -0.04874 -0.03629 -0.05745 0.00413 9 0.09170 0.06940 0.05350 0.01817 0.02609 0.08727 -0.02062 0.06007 0.05850 0.05315 0.00414 10 -0.03770 -0.04330 -0.03110 0.00993 0.03406 -0.02703 -0.22105 -0.06000 -0.03444 -0.03448 0.00428 11 -0.01830 -0.00190 0.04430 0.00599 0.00951 0.02162 -0.22973 -0.02069 0.03040 0.04459 0.00430 12 -0.00940 0.02140 0.02000 0.01099 0.01728 0.02361 0.26087 0.01044 0.01782 0.01573 0.00420 1 -0.00600 -0.01160 0.00990 0.01396 0.01863 -0.00529 0.00000 0.00124 0.00450 0.01015 0.00424 2 0.06690 0.08280 0.07320 -0.00099 -0.00680 -0.01702 -0.07018 0.07526 0.07330 0.07045 0.00419 3 0.04900 0.04810 0.05170 0.00465 0.00487 0.01794 0.00000 0.05622 0.05130 0.04995 0.00413 4 0.01860 0.00950 0.01260 0.00565 0.00586 -0.03257 0.05660 0.01684 0.01090 0.00908 0.00417 5 -0.04840 -0.05200 -0.01850 0.00867 0.01951 -0.00701 -0.19643 -0.01923 -0.02575 -0.01883 0.00415 6 -0.00550 0.01050 0.04320 0.00862 0.02344 -0.00677 -0.15556 -0.00436 0.03194 0.03944 0.00413 7 -0.06760 -0.07020 -0.01140 0.00167 -0.00059 -0.06492 0.00526 -0.01574 -0.02337 -0.01162 0.00408 8 -0.21530 -0.19490 -0.14690 -0.00628 0.04229 -0.09437 -0.23037 -0.17079 -0.15784 -0.14580 0.00384 9 0.04750 0.06350 0.06600 0.01781 0.04002 0.05661 0.39456 -0.00693 0.06383 0.06240 0.00330 Dashboard Calendar To Do A Notifications 10 11 12 1 1 1 10 12 1 3 2002 002 2002 200 300 01 2003 501 01 2003 2001 003 2001 2003 2001 2001 2004 004 2004 004 2004 2004 2004 004 2004 200 2004 2004 2005 360 2005 60 005 2005 2001 200 50 700 100 60 50 2006 700 00 200 -0.01040 -0.0TB 0.03530 0.1120 -0.05770 0013 -0.0 0.01990 0.10060 0.12260 0.04 120 0.03160 0.04960 0.0050 0.09090 0,04110 0.02430 0.06270 0.00 140 -0.00200 - 0 04760 0.0030 0.04 1350 -0.0TB 70 -0.0100 0.04240 0.01990 0.09110 0.04490 0.04 140 0.01040 0 011 10 0.06370 0.0000 0.04320 007250 -0.0 1440 0.004 10 0020980 0.04 700 0.002380 0.09410 0.0000 00400 0.00 AND -0.0 | NO 0.0120 -0.0270 0.04490 0.08490 -0.05320 -0.02360 -0.02510 0.01070 0.00 0.09%20 0.01% 0.0470 0.06200 -0.01860 0.0250 0.03400 0.0219 0.03340 0.01980 0.00 -0.03520 0.02 TOO 0.045390 0.06630 -0.00970 0.04 170 0.02180 0.07M 0.04040 -0.02550 0.02080 -0.01 -0.04680 0.00260 0.03110 0.06670 -0.016:50 0.00HN0 0.03110 0.04810 0.0000 0.065450 -0.00500 0.02LINU 0.001NON -0.0000 0.00760 -0.10%20 0.0680 0.05540 -0.05750 -0.02750 0.010 0.01100 0.03120 0.06%20 0.0120 0.01760 0.01940 - 0 01 0.056.30 0.01030 004870 0.01790 0.0140 -0.01 540 201300 0.01200 0.01 10 -0.03490 0.00370 001170 10.01390 004110 0.03480 -0.02420 0.02050 -0.01H00 10.01140 0.03310 0.00 100 0.03740 0.00HA) 0.007 HD 0.0140 0.03780 0.00000 0.02420 000110 0.01300 001170 0.02460 0.02020 0.0009 0.01233 0.02017 0.0204 0.009 13 0.010 0.00%) 0.001 0.02424 0.0051 -0.03099 0.0099 0.03010 0.00190 002 001511 0.01316 0.00 18 0.00821 0.21769 -0.0033 0.00%29 0.01073 0.0196 0.00043 0.00940 -0.02 0.01359 0.04% 1001 -0.01 16 0.90MB 0.00 15 0.000C) 0.00033 0.016020 2010TH -0.00476 0.004 76 0.00026 0.00 0.00 0.00 0 00:06 -0.00 116 0.049 15 0.03363 -0.03053 -0.21624 0.0543] -0.007 0.03400 -0.0183 0.01206 0.009 -0.01523 -0.0929 0.01653 1.0871 -0.02199 0.05 0.01246 0.01583 0.02.9 0.01737 -0.05795 -0.01165 6.DCSO- 002114 0.02013 0.00543 0.01326 -0.020 0.02335 0.0 1979 -0.0 1502 -0.00] 0.02 002819 0.01.369 0.02774 0.02] 0.03021 -0.02136 0.007 15 0.02251 0.00] 6.DD500 1611 -0.0 114 - 0 2014 0.00 194 -0.03838 0.04812 004706 OOO743 002907 06164 0.02002 0.04397 0.096030 0.02175 0.05352 0.00536 0034 DO 0.01807 004360 0.0.1494 0.0432 2017-49 0.0 526 0.14581 0.012 0.02933 0 HOU20 007937 0.00060 0.05366 004303 0.04453 0.08397 003067 0 0150 006310 00234 ) 0.05027 0.07137 0.03667 0.00506 0.0236 0.04213 -0.00196 007305 0017 10.06] 0 0.17] 400247 18 0.02655 -0.13793 061000 030198 002471 - Ch3 -0.06337 -0.04440 0.112 0.0292 0 05212 0.16330 104i 0.135 0.1434 00000 -0.11301 007 0.9677 -0.2310 0.06 100 -0.0452 10566: 0.05463 0.1434 0.01258 0.07574 -0.06353 -0.75 0969 -0.0M265 0.13 11 0.02219 0.10554 001174 00727 (3.14303 -0.16 0.00249 02.129 1245 0.05251 (0.14.33] 0 14024 - 10/24) 0 00975 -0.07%E4 0.05677 0.03505 0.02301 -0.3506 -0.2530 0.0353 0.00 0605340 0.012 0.01063 001052 0015 0.05000 0.24% 4,069 0.01 00x413 -0.00372 0.006PM 100 15 0.02113 -0.00 15 40.00 126 0.02266 0027 05:13 0.03773 0.0758 4,024w 0 012 0.22 0.01269 0.005 13 004124 0.01210 0.21630 0.61628 0.02068 0026 0 MB 643 000ZEB 0.21M 0 0.114 -40 2029 0.00797 0.09067 0.0748 0.0612 0.05332 -0.02320 -0.015 0.01033 008276 006347 001034 0.02311 002497 -0.008 11 006032 046 0.04553 0.02305 201548 001010 0.02421 0.0 14 13 0.02] 0.03767 0.00271 0.0205 0.04781 00221 0.03518 -0.0266 0.02267 006 002516 0.00 700 0.01] 41 0.0.333 0.006 0.0 1047 00200 0.04030 0.00340 004003 -0.00] 0.0 10CM 0.01:00 400010 0.004 -0.11001 0.0864- 0.05707 006033 -0.02742 0.01700 0.00 0.03 10 10.05090 0.01132 001622 0.09787 -0.018 0.05490 0.001 0.05077 0.01 728 201221 -0.0163 0.0169 0.0120m, 0.01 796 1.03429 0.00229 0.0036 0.01401 0.0360 0.03246 -0.02529 0.01M0 0.01912 -0.02011 0.02995 -0.000 11 003597 -0.01122 0.00695 -0.017 0.03519 -0.00014 0.024 0.00045 0.011607 0.0 12 -0.0000 0.00 135 0.0012 .00 102 0.00 0.00000 0.007 2.DOPATH 0.00094 0.000 0.0007 0.000 0.000 0.00 07 0.000 0.0007 0.000 0.000 73 0.000/ 0000 0.0007 0.00005 0.00 10 0.00 111 0.00 23 0.0013 0.00] 0.00 173 0.00] 0.00194 0.00212 0.00220 0.00232 0.00217 0 00:41 0.00268 0.00287 0.002 0.00309 0.00,23] 0.00324 0.003 0.003 0.00 0.00 310 0.00 11 0.003100 10 11 12 1 2 1 4 4 10 11 12 2006 2006 2006 2006 2006 2006 2006 2007 2007 2007 2007 2007 2007 2007 2007 6 7 8 9 10 11 12 1 2 3 4 5 2007 2007 2007 2007 2008 2008 2008 2008 2008 2008 2008 2008 2008 2008 2006 2008 2009 2009 2009 2009 2009 2009 2009 2009 2009 2009 2009 2009 2010 2010 2010 7 8 9 10 11 12 1 2 3 4 5 6 7 8 9 10 11 12 1 2 3 4 5 6 7 8 9 10 11 12 1 2 3 -0.00520 -0.03790 0.03070 0.00870 0.05800 0.02480 001170 0.01450 -0.00550 0.00860 0.01680 0.03070 -0.00580 -0.06720 0.00760 0.01260 0.01630 -0.08300 -0.00580 -0.07460 -0.03510 -0.00530 0.02160 0.04150 -0.08570 0.04400 0.03910 -0.00010 -0.20910 -0.13000 0.04910 0.10750 -0.12250 0.09600 0.16430 0.04300 0.03600 0.10400 0.04370 0.07180 -0.08230 0.02370 0.08840 -0.03090 0.05030 0.08200 -0.00300 -0.03960 0.02100 0.01310 0.04510 0.03730 0.00400 0.02880 0.00280 0.01550 0.03560 0.04780 -0.01220 -0.04900 0.00090 0.02450 0.02580 -0.05920 -0.01000 -0.05830 -0.02330 -0.01340 0.06270 0.05240 -0.07150 0.00120 0.03250 -0.10300 -0.20750 -0.10220 0.04500 -0.08230 -0.10170 0.10000 0.14010 0.02830 0.00830 0.09460 0.03750 0.06270 -0.05500 0.04250 0.06790 -0.03300 0.04790 0.07890 0.00170 0.00360 0.02380 0.02490 0.03340 0.01920 0.01360 0.01700 -0.01950 0.01130 0.04340 0.03500 -0.01650 -0.02870 0.01540 0.03850 0.01970 -0.03960 -0.00510 -0.06020 -0.02910 -0.00560 0.04600 0.01510 -0.08360 -0.01160 0.01100 -0.00040 -0.16380 -0.07170 0.01210 -0.07800 -0.09680 0.08580 0.09100 0.05530 0.00190 0.07400 0.03210 0.03700 -0.01660 0.05930 0.01990 -0.03420 0.03140 0.05860 0.00003 0.01280 0.01731 0.01024 0.00910 0.01467 -0.00558 0.00113 0.01923 -0.00234 0.00775 -0.00806 -0.00586 0.00091 0.00908 0.00904 0.00885 0.01222 -0.00210 0.01027 0.00006 -0.00543 0.00812 -0.00538 -0.00688 -0.00821 0.00932 -0.06220 -0.09146 -0.00440 0.05518 0.01253 -0.01466 0.00958 0.04356 003932 0.03043 0.04471 0.01811 0.02839 0.00941 0.01405 0.00316 0.01929 0.00125 0.01482 0.00348 0.02158 0.02633 0.01557 0.00611 0.02153 -0.02524 -0.01024 0.03633 -0.00851 0.00596 -0.02845 -0.01204 0.02386 0.02105 0.00846 0.01349 0.04646 -0.00499 0.04021 -0.00027 -0.00385 -0.01652 -0.01450 0.01104 -0.00999 0.00945 -001400 -0.04460 0.00610 0.08473 -0.06426 -0.00207 0.05148 -0.02970 -0.01028 0.01641 0.01791 0.02582 0.02326 -0.00834 0.02155 -0.05594 0.03294 0.00139 -0.01165 0.05203 0.03373 0.03785 0.01848 0.06264 0.04649 -0.01563 0.08421 -0.02239 -0.02387 -0.00020 0.00052 -0.09069 -0.07802 0.06571 0.04406 0.01121 -0.09070 -0.05028 -0.01026 -0.03558 0.06231 0.05850 0.00771 -0.10876 003471 0.02200 -0.00193 -0.31666 -0.23055 0.16392 -0.17308 -0.20824 0.04062 0.31020 0.02157 -0.03732 0.10473 0.13390 0.06395 -0.04504 0.06911 0.07150 -0.05211 0.05339 0.10184 0.00584 0.01937 0.02217 -0.10781 0.06042 0.09889 -0.04231 -0.01058 0.00503 -0.04005 0.00456 -0.00454 -0.02282 0.03602 -0.07405 0.22949 0.14536 -0.09728 0.02736 0.21444 0.07718 -0.09242 -0.08753 0.05831 0.01777 -0.10244 -0.11479 -0.09744 -0.33117 0.15898 0.23250 -0.00646 -0.00743 0.08614 -0,06466 0.29677 -0.11656 0.04103 -0.00927 0.12481 -0.01526 0.14789 -0.04918 -0.09379 0.05425 0.02167 0.00673 0.01543 0.02786 0.01676 0.02666 0.02455 0.01872 0.02004 -0.01130 0.01093 0.04226 0.01697 -0.00464 -0.02096 0.00571 0.04021 0.02365 -0.01777 -0.01373 -0.06893 0.00159 0.01531 0.03068 0.01615 -0.08441 -0.01410 -0.01210 -0.08742 -0.16168 -0.06987 0.04873 -0.00053 -0.09672 0.08222 0.09629 0.08380 0.00297 0.09785 0.03106 0.04781 -0.01875 0.05032 0.02447 -0.04224 0.01304 0.06152 -0.00041 -0.00190 0.02506 0.01942 0.03713 0.02371 0.01083 0.01943 -0.01396 0.01295 0.03982 0.03893 -0.01476 -0.03176 0.01166 0.04086 002584 -0.04922 -0.00442 -0.06215 -0.02165 -0.01042 0.05111 0.02384 -0.07843 -0.01333 0.01056 -0.09801 -0.18460 -0.08461 0.02215 -0.07733 -0.10018 0.08669 0.10936 0.06770 -0.003 10 008172 0.03146 0.04524 -0.02800 0.05710 0.02842 -0.03710 0.03478 0.06361 0.00009 0.00509 0.02127 0.02457 0.03151 0.01647 0.01262 0.01406 -0.02185 0.00998 0.04329 0.03256 -0.01782 -0.03198 0.01286 0.03579 0.01482 -0.04404 -0.00863 -0.06116 -0.03476 -0.00696 0.04756 0.01067 -0.08596 -0.00986 0.01219 0 09079 -0.10943 -0.07485 0.00782 -0.08566 -0.10993 0.08541 0.09393 0.05308 0.00020 0.07414 0.03356 0.03572 -0.01976 0.05736 0.01777 -0.03697 0.02851 0.05880 0.00413 0.00413 0.00401 0.00410 0.00412 0.00404 0.00415 0.00419 0.00412 0.00406 0.00394 0.00384 0.00402 0.00350 0.00324 0.00325 0.00273 0.00250 0.00229 0.00177 0.00105 0.00108 0.00144 0.00155 0.00136 0.00143 0.00094 0.00056 0.00016 0.00003 0.00011 0.00025 0.00018 0.00013 0.00015 0.00015 0.00015 0.00014 0.00010 0.00006 0.00004 0.00004 0.00005 0.00000 0.00013 0.00013 2009 2009 2009 2000 2009 2009 2009 2009 2009 2009 2010 2010 2010 2010 2010 2010 2010 2010 2010 2010 2010 2010 3 4 5 6 7 8 9 10 11 12 1 2 3 4 5 6 7 8 9 10 11 12 1 2 3 4 5 6 7 8 9 10 2011 09600 0.16430 0.04300 0.03600 0.10400 0.04370 0.07180 -0.08230 0.02370 0.08840 -0.03090 0.05030 0.08290 0.07450 -0.08110 -0.08270 0.06330 -0.08380 0.12170 0.04780 0.03860 0.09020 -0.00600 0.05420 0.02900 0.01560 -0.02880 -0.02440 -0.03240 -0.10320 -0.11190 0.14280 -0.00980 0.00470 0.08110 0.02410 0.03020 -0.01940 -0.06940 0.05930 -0.02010 0.03010 0.04800 -0.03100 0.00630 0.03610 010000 0.14910 0.02830 0.00830 0.09460 0.03750 0.06270 -0.05500 0.04250 0.06790 -0.03300 0.04790 0.07890 0.04840 -0.07500 -0.07200 0.07000 -0.05930 0.12030 0.03300 0.03330 0.07530 0.01830 0.04900 0.02740 0.03120 -0.01230 -0.01590 -0.04090 -0.08220 -0.10990 0.14970 0.00000 -0.00060 0.06320 0.04190 0.01870 -0.00840 -0.07030 0.03010 -0.00850 0.03820 0.02520 -0.01250 0.01890 0.02590 0.08580 0.09100 0.05530 0.00190 0.07400 0.03210 0.03700 -0.01660 0.05930 0.01990 -0.03420 0.03140 0.05860 0.01180 -0.07900 -0.05120 0.06960 -0.04380 0.09070 0.03890 0.00120 0.06490 0.02300 0.03300 0.00050 0.03000 -0.01190 -0.01680 -0.02030 -0.05460 -0.06910 0.10720 -0.00230 0.00830 0.04750 0.04530 0.03230 -0.00700 -0.06000 0.03900 0.01170 0.02380 0.02670 -0.01720 0.00600 0.00890 0.00958 0.04356 0.03932 0.03043 0.04471 0.01811 0.02839 0.00941 0.01405 0.00316 0.01929 0.00125 0.01482 0.01444 -0.01612 0.01702 0.02136 0.01566 0.01121 0.01112 -0.00872 -0.00188 0.01102 0.00769 0.00106 0.01646 0.01070 -0.00936 0.01725 -0.01489 -0.00242 0.02145 -0.01932 0.01993 0.02282 0.01162 -0.00115 0.01127 -0.00346 0.00819 0.02000 0.00689 0.00852 0.00878 0.00207 0.00279 0.05148 -0.02970 -0.01028 0.01641 0.01791 0.02582 0.02326 -0.00834 0.02156 -0.05594 0.03294 0.00139 -0.01165 0.02688 0.03794 0.04811 0.00607 0.06829 -0.01322 -0.02518 -0.01717 -0.03765 -0.01100 0.00588 0.00039 0.02350 0.03228 -0.01897 0.04064 0.08056 0.09067 -0.03073 0.01488 0.03036 0.00315 -0.01923 -0.03366 0.04556 0.07714 -0.01279 0.03359 -0.01093 -0.01845 -0.00365 0.01366 -0.01983 0.04062 0.31020 0.02157 -0.03732 0.10473 0.13390 0.06395 -0.04504 0.06911 0.07150 -0.05211 0.05339 0.10184 0.06942 -0.05545 -0.05017 0.09522 -0.01388 0.04467 0.04701 -0.01958 0.04657 0.04125 0.04583 -0.01281 0.05114 0.00999 -0.03071 0.01052 -0.05596 -0.10973 0.14277 -0.03759 0.04795 0.06358 -0.00911 0.04841 0.02673 -0.04411 0.05966 0.02170 0.00120 -0.01233 -0.00251 -0.00272 0.03648 0.08614 -0.06466 0.29677 -0.11656 0.04103 -0.00927 0.12481 -0.01526 0.14789 -0.04918 -0.09379 0.05425 0.02167 0.11995 -0.04260 0.02472 -0.05247 0.08975 0.10105 0.03024 0.06231 0.02588 -0.11888 0.07817 0.01504 0.02646 -0.07835 -0.07271 0.05066 0.04937 -0.13020 0.05472 0.01908 -0.12637 0.11023 -0.00857 -0.10951 -0.04612 -0.09924 0.01789 0.01018 0.08883 0.13457 -0.01260 -0.09234 -0.02417 0.08222 0.09629 0.08380 0.00297 0.09785 0.03106 0.04781 -0.01875 0.06032 0.02447 -0.04224 0.01304 0.06152 -0.00232 -0.10157 -0.02390 0.08405 -0.04457 0.10096 0.04295 -0.02337 0.07192 0.00695 0.03133 -0.00412 0.06360 -0.00778 -0.01323 -0.02185 -0.07513 -0.09385 0.11629 -0.01519 -0.01460 0.05530 0.05294 0.02895 -0.00790 -0.08408 0.04237 0.01563 0.03181 0.02486 0.00146 0.03052 0.02809 0.08669 0.10936 0.06779 -0.00310 0.08172 0.03148 0.04524 -0.02800 0.05710 0.02842 -0.03710 0.03478 0.06361 0.02001 -0.07914 -0.05072 0.07029 -0.04282 0.09152 0.03853 0.00517 0.06715 0.01916 0.03816 0.00337 0.02869 -0.01493 -0.01840 -0.02247 -0.05747 -0.08487 0.11398 -0.00623 0.00370 0.05408 0.04119 0.02399 -0.00880 -0.06563 0.03816 0.01027 0.02627 0.02854 -0.01410 0.00619 0.01253 0.08541 0.09393 0.05308 0.00020 0.07414 0.03356 0.03572 -0.01976 0.05736 0.01777 -0.03697 0.02851 0.05880 0.01476 -0.08198 -0.05388 0.06878 -0.04745 0.08755 0.03686 -0.00229 0.06530 0.02265 0.03196 -0.00105 0.02850 -0.01350 -0.01826 -0.02147 -0.05679 -0.07176 0.10772 -0.00506 0.00853 0.04358 0.04059 0.03133 -0.00750 -0.06265 0.03956 0.01260 0.01976 0.02424 -0.01979 0.00285 0.00707 0.00013 0.00015 0.00015 0.00015 0.00014 0.00010 0.00006 0.00004 0.00004 0.00005 0.00009 0.00013 0.00013 0.00013 0.00010 0.00013 0.00013 0.00013 0.00011 0.00012 0.00012 0.00013 0.00011 0.00008 0.00005 0.00003 0.00003 0.00003 0.00002 0.00001 0.00002 0.00001 0.00001 0.00003 0.00008 0.00007 0.00007 0.00008 0.00008 0.00008 0.00008 0.00009 0.00008 0.00008 0.00006 0.00006 2011 2011 2011 2011 2011 2011 2011 2011 2011 2011 2011 2012 2012 2012 2012 2012 2012 2012 2012 2012 2012 2012 2012 12 1 2 3 4 5 6 7 8 9 10 11 12