Laverne receives annual $1000 payments for 10 years from an annuity-due. Shirley receives level monthly payments for 10 years from an annuity-due. At = 0.08, the present values of their annuities are equal. Laverne reinvests her payments at an annual effective rate of 9% per year. Shirley reinvests her payments at an annual effective rate of 10% per year. Find the difference in the accumulated values of their reinvested payments at the end of 10 years.