Left Question 20 (1 point) Life insurance agent Paul is completing an application with his client, Patricia. She needs to be back at work in an hour's time, but wants to complete the life insurance application today Paul and Patricia work through the questions together. They come to a question asking for Patricia's driver's licence number. They plan to come back to it later on but forget and send the application in How would the underwriters react to this omission? b) The underwriters would assume that Patricia doesn't have a driver's licence and would process the application based on that assumption. The underwriters would recognize that this information is largely irrelevant to Patrida's life insurance application and would process the application without it oo The underwriters would view the application as incomplete and would retum it to Paul so he can obtain the missing information from Patricia. d) The underwriters would assume that the omission was an attempt at fraudulent misrepresentation and would decline Patricia's application as a result