Leiner Corp. is a retailer which finances its purchases with trade credit under the following terms: 1/10 net 30. The company plans to take advantage of the free trade credit that is offered. After all the free trade credit is used, the company can either finance the clothing purchases with a bank loan with an effective rate of 10.1349 percent (on a 365-day year), or the firm can continue to use trade credit.The company has an understanding with its suppliers that within moderation, it is all right to "stretch out" its payments beyond 30 days without facing any additional financing costs. Therefore, the longer it takes the company to pay its suppliers, the lower the cost of trade credit. How many days would the firm wait to pay its suppliers in order for the cost of the trade credit to equal the cost of the bank loan?