Lenders use codes when reporting to the credit bureau how and when you make your payments. These codes can have two parts: a letter and a number. For example, an account may be coded as R1. Select one: a. which says that your first credit card is on repayment b. which says you have a revolving credit that is paid as agreed. c. which says your revolving credit account is always overlimit. d. which says you have a revolving credit that has been written-off as a bad debt