Life insurance agent Bernardine meets with Albert, a new $47-$year$-$old client,

to review his investor profile. In doing so$,$ Bernardine notes that Albert faces a

very real risk of losing his job.

Which type of investment would best suit Albert to guard against such a risk?

An investment that can be cashed out quickly without a decrease in value.

An investment that provides lifelong income, like an annuity.

An investment that provides creditor protection.

An investment that provides broad diversification.