Life Insurance For this brief discussion share your thoughts on the importance of life insurance and the costs associated with the different types of policies. Would it be wiser to have a policy with a cash value, one with only a death benefit, or no policy at all and instead use investments to create your own life insurance. Only two required posts this week with initial post by Wednesday and responses by Saturday. Life Insurance For this brief discussion share your thoughts on the importance of life insurance and the costs associated with the different types of policies. Would it be wiser to have a policy with a cash value, one with only a death benefit, or no policy at all and instead use investments to create your own life insurance. Only two required posts this week with initial post by Wednesday and responses by Saturday