Life insurance is often used to manage or pay the taxes that become due as a result of death. Whole life insurance cannot help the policy holder or the life insured avoid these taxes, it can provide funds to pay them and thereby preserve the estate for the intended beneficiaries. Identify the four primary taxes or fees that can burden an estate. Select one: a. Taxes on capital gains, taxes payable by the estate, taxes on insurance policies, probate fees. b. Taxes on insurance policies, probate fees, taxes resulting from the collapsing of registered plans (RRSP, RRIF, etc.), taxes on rental income. Probate fees, taxes payable by the estate, taxes on insurance policies, taxes on capital gains. d. Taxes resulting from the collapsing of registered plans (RRSP, RRIF, etc.), taxes payable by the estate, probate fees, taxes on capital gains.