Life insurance proceeds will most likely be included in the estate of Peter (the insured and owner of the policyl, a decedent, in which of the following situations? 1. The 5500,000 policy procecds are payable to an irrevocoble insurance trust. 2. The $500.000 policy proceeds are on Peter's death to his brother, Dominic 3. The $500.000 policy was transferred to Peter's brother a year before his death. 4. As of the above. 1 3