Lindsey is 42 years old in 2020. She set up a Roth IRA in 2018. She contributed $4,000 to the account for 2018 and $5,000 to the account for 2019. She received a distribution of $7,500 from the account in 2020 when the balance in the account was $10,500. Her marginal tax rate is 12%. How much tax and penalty will she owe on this distribution? $o tax and $750 penalty O $0 tax and $0 penalty O $128 tax and $107 penalty $900 tax and $0 penalty O $900 tax and $750 penalty 1 pts Question 32