Lisa Andersen has a personal investment portfolio in which she owns 135 shares of Tesla common stock which is currently trading at $662 per share. A Market Model regression reveals that Tesla has an estimated beta of 1.65. She also owns 72, 9-year US Treasury zero coupon bonds, currently trading at a market price of $869 per bond. The bonds are estimated to have a beta of 0.48. The current risk-free rate is 2.3% per year and the expected return on the broad stock market is 10% per year. Using the CAPM (for both equity and debt) determine the expected return of Lisas portfolio.

Enter your expected return as a PERCENT, not as a decimal, with at least 4 digits of precision.