Lisa is trying to get her personal finances in order. She does not know how to organize the following information. Mortgage Payment 1,420 House 360,000 Credit Card Balance 11,260 After-tax Income 3,700 Groceries Expense 492 Car 18,500 Clothing Owned 550 Car Loan Payment 542 Furniture 14,500 Car Loan 13,000 Car Maintenance 295 Utilities Expense 130 Cash in bank 620 Mortgage 312,500 Recreation Expense 495 Lisa has come to you for help. (a) Organize the above financial information into a properly formatted (i) Personal Cash Flow Statement and (ii) Personal Balance Sheet. (10 marks) (b) Calculate the values and comment on each of them: (i) savings rate, (ii) liquidity ratio, (iii) debt-to-asset ratio. (6 marks) (c) Make at least 4 recommendations to help Lisa her improve her money management? (4 marks)