Lisa is working with her mortgage lender on the terms of her new $ 210000 30-year, fixed-rate mortgage. The lender offers a rate of 4.5% APR with no points (monthly payment $616) and 4.25% with one point (monthly payment $ 604). If Lisa plans to live in the house for 5 years, does it make sense for her to pay the point? Yes, 18 months is breakeven. O No, 15 years is breakeven. No, 17.5 years is breakeven. Yes, 6 months is breakeven