Lisa Lane is insured by a personal umbrella policy with a $1 million limit. Lisa's underlying policies have the following policy limits: Lisa lives in a house on a corner lot. A local law requires residents to clear ice and snow from sidewalks on their property within 24 hours after a storm. Following a storm, part of the snow froze on the sidewalk before Lisa could clear it, and a neighbor fell on Lisa's sidewalk. The neighbor's injury resulted in knee surgery. The neighbor sued Lisa and the court awarded the neighbor $350,000 in compensatory damages for her injury. Assuming the claim is covered by the insurance policies, what amount of this loss will be paid by Lisa's personal umbrella policy? a) $200,000 b) $350,000 c) $50,000 d) $250,000