Lisa lives in the country of Snowland. Calculate her taxable income given that: she has a part-time job earning $28,000 per year; she has a casual job earning $6,000 per year; she has $13,000 in a 1 year term deposit that will earn interest at the rate of 5% per year; and she has study expenses of $5,000 per year that are an allowable deduction. Your answer should be calculated to the nearest dollar ($ 0dp).