Lisa lives in the country of Snowland. She has:

a part-time job with one employer earning a gross salary of $26,000 per year; a casual job with a different employer earning a gross salary of $9,000 per year; $16,000 in a 1 year term deposit that will earn interest at the rate of 5% per year; and study expenses of $4,000 per year that are an allowable deduction. What is her taxable income (to the nearest dollar)?