Lisa writes a check on her account at Metro Bank to Niklas to pay a debt. Niklas negotiates the check by indorsement to OLeary, who presents it for payment to Prime Bank. If Prime Bank dishonors the check, OLeary can obtain payment from Niklas:

.a under no circumstances.

b. only to the extent that Lisa overpaid her debt to Niklas.

c. only if Lisa refuses to pay the check.

d. if OLeary timely notifies Niklas.