List four factors that can cause a shift in money demand. (Select all that apply.)

A.

Changes in the quantity of government spending

B.

Changes in current taxes

C.

New information technologies

D.

Changes in the perceived riskiness of banks

E.

Open market sales

F.

Changes in the circumstances in the banking system

G.

Open market purchases

H.

Changes in the real wage

I.

Changes in government regulations