Listen to this Clark Howard 6.9.18 "BONUS EPISODE Part 7 Back to Basics Series: Credit - What affects your credit score. How to establish and maintain good credit. Using credit and credit cards wisely" Podcast

Podcast link: https://clark.com/podcasts/clark-howard-6-9-18/

1 - What is the maximum credit score possible?

2 - Does an individual's income impact their credit score?

3 - What are the two largest factors that impacts an individual's credit score?

4 - What is the Credit Utilization Rate if an individual has $20,000 available credit and $6,000 of that credit has been used?

Is this credit utilization rate considered good, bad or neutral?

Individuals with a credit utilization rate below what % is considered golden?

5 - According to Clark Howard, if an individual carries a balance on their card, what is that individual's main job?

Clark Howard recommends those individuals go to what type of organization to see if this possible?

6 - According to Clark Howard, what is the problem with many of the airline credit cards?

7 - Clark Howard states that his number #1 Rule is:

8 - Clark Howard recommends that individuals sign-up with Credit Karma or Credit Sesame. What are the two reasons he gives?

9 - What does Clark Howard state is the average interest rate charged on Credit Card debit?

10 - What steps can someone take to improve their credit score?

If someone doesn't have a credit score yet, what steps can they take to develop a credit score?