Liz buys one share of Koca$-$Loka long for $$10\mathrm{.}20$ and at the same time she buys a call on Koca$-$Loka that has an exercise price of $$11\mathrm{.}20$ and a premium of $$1\mathrm{.}85.$ What is the combined profit or loss on the covered call if at the time of expiration Koca$-$Loka is trading at $$8\mathrm{.}20$ per share? Assume that she gets out of her long position at the same time her option expires.