LO7 5. Justin Banks just won the lottery and is trying to decide between the annual cash flow payment option of S100,000 per year for 15 years beginning today, or the lump-sum option. Justin can earn 8 percent investing his money. At what lump-sum payment amount would he be indifferent between the two alternatives? Use the appropriate table located at the end of the textbook to solve this problem. a. $824,424 b. $855,948 c.$890,378 d. $924,424