Loans can turn bad and increase banks’ impaired loan position (non-performing loan). The impaired loans would increase credit risk to the detriment of bank insolvency.

Discuss this issue complete with thorough analysis of the issue, causes, bank actions and solutions to minimize loss from rising credit risk and bank insolvency.

 I only want general overview to discuss for each section. What points should I talk with reference to Issue analysis, what to talk with reference to Causes and what to talk about with reference to bank actions and solutions. So pointers for each section for me to focus.