Loise is saving up for a house and wants a 20% down payment. She will invest a lump sum into a savings account for 5 years that pays 4.3% annual interest and compounds monthly (12 times per year). After some calculations, she figures her ideal house will cost $140,000. How much should she put in the savings account? $22,591.84 $33,248.32 $28,000.00