• Look at a current or past paycheck stub for your personal withholding information. How can the amount of your tax withholding affect your budget or financial goals?
• Consider your personal savings rate. Use the information in Section 2.2 of your zyBooks textbook to calculate your saving ratio. How does it align to your targeted saving rate by age? What aspects of your finances are affecting your saving ratio? What changes could you make to improve your savings ratio?