- look at balance sheets of JPMorgan Chase and Regions Bank, 4th quarter of 2018:
- What's the percentage of total deposits out of total liabilities (including capital) for Chase and Regions Bank? Again, why do you think there is a significant difference?
JPMORGAN CHASE & CO. CONSOLIDATED BALANCE SHEETS (in millions) JPMORGAN CHASE & Co. Dec 31, 2019 Change Sep 30, Dec 31, 2019 2018 Dec 31, 2019 Sep 30, 2019 Jun 30, 2019 Mar 31, 2019 Dec 31, 2018 $ $ $ (3)% 21,704 241,927 21,215 235,382 23,164 244,874 21.946 280,658 22,324 256,469 249,157 139,758 257,391 138,336 267,864 130,661 299,140 123,186 321,588 111,995 - ASSETS Cash and due from banks Deposits with banks Federal funds sold and securities purchased under resale agreements Securities borrowed Trading assets: Debt and equity instruments Derivative receivables Investment securities Loans Less: Allowance for loan losses Loans, net of allowance for loan losses Accrued interest and accounts receivable Premises and equipment Goodwill, MSRs and other intangible assets Other assets TOTAL ASSETS 361,337 49.766 398,239 959,769 13,123 946,646 72,861 25,813 53,341 126,830 $ 2,687,379 440,298 55,577 394,251 945,218 13,235 931,983 88,988 25,117 53,078 123,045 $ 2,764,661 470,495 52,878 307,264 956,889 13,166 943,723 88,399 24,665 53,302 120,090 $ 2,727379 483,069 50,333 267,365 956,245 13,533 942,712 72,240 24,160 (b) 54,168 118,211 $ 2,737 188 359,501 54,213 261,828 984,554 13,445 971,109 73,200 14,934 54,349 121,022 $ 2,622,532 -NENOS $ 1,562,431 $ 1,525,261 $ 1,524,361 $ 1,493,441 $ 1,470,666 183,675 40,920 247,766 48,893 201,683 59,890 222,677 71,305 182,320 69,276 LIABILITIES Deposits Federal funds purchased and securities loaned or sold under repurchase agreements Short-term borrowings Trading liabilities: Debt and equity instruments Derivative payables Accounts payable and other liabilities Beneficial interests issued by consolidated VIES Long-term debt TOTAL LIABILITIES 75,569 43,708 210,407 17,841 291,498 2,426,049 90,553 47,790 225,063 18,515 296.472 2,500,313 106,160 41,479 216,137 25,585 117,904 39,003 216,173 (b) 25,955 290,893 2,477,351 103,004 41,769 196,710 20,241 282,031 2,366,017 EOS 288,869 2,464,164 | STOCKHOLDERS' EQUITY Preferred stock Common stock Additional paid-in capital Retained earnings Accumulated other comprehensive income/(loss) Shares held in RSU Trust, at cost Treasury stock, at cost TOTAL STOCKHOLDERS' EQUITY TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY 26,993 4,105 88,522 223,211 1,569 (21) (83,049) 261,330 $ 2,687,379 28,363 (a) 4,105 88,512 217,888 1,800 (21) (76,299) 264,348 $ 2,764,661 26,993 4,105 88,359 212,093 1,114 (21) (69.428) 263,215 $ 2,727,379 26,993 4,105 88,170 205,437 (558) (21) (64,289) 259,837 $ 2,737 188 26,068 4,105 89,162 199,202 (1,507) (21) (60,494) 256,515 $ 2,622,532 DE Regions Financial Corporation and Subsidiaries Financial Supplement to Fourth Quarter 2019 Earnings Release Consolidated Balance Sheets (unaudited) As of 12/31/2019 9/30/2019 6/30/2019 3/31/2019 12/31/2018 ( amounts in millions) Assets: Cash and due from banks $ 1,598 $ $ S 1,332 22,606 637 82,963 (869) 82,094 1,518 1,960 362 4,845 345 105 6,322 126,240 82 312 1,966 $ 3,101 1,3751 22,986 548 82,786 (869) 81,917 1,760 1,944 377 4,845 307 111 6,910 128,147 $ 2,026 2,462 ,415 22,699 508 83,553 (853) 82,700 1,646 1,950 389 4,829 337 101 6,456 127,518 1,666 2,141 1,451 23,786 318 84,430 (853) 83,577 1,617 2,026 388 2,018 1,520 1,482 22,729 304 83,152 (840) 82,312 1,719 2,045 375 4,829 418 115 5,822 125,688 4,829 386 108 6,509 128,802 $ $ $ $ Interest-bearing deposits in other banks Debt securities held to maturity Debt securities available for sale Loans held for sale Loans, nct of uncarned income Allowance for loan losses Net loans Other earning assets Premises and equipment, net Interest receivable Goodwill Residential mortgage servicing rights at fair value (MSRs) Other identifiable intangible assets, net Other assets Total assets Liabilities and Equity: Deposits: Non-interest-bearing Interest-bearing Total deposits Borrowed funds: Short-term borrowings Long-term borrowings Total borrowed funds Other liabilities Total liabilities Equity: Preferred stock, non-cumulative perpetual Common stock Additional paid-in capital $ $ $ $ $ 34,113 63,362 97,475 34,360 59,945 94,305 34,678 60,293 94,971 34,775 60,945 95,720 35,053 59,438 94,491 2,050 7,879 9,929 2,541 109,945 5,401 9,128 14,529 2,732 111,566 4,250 9,213 13,463 2,476 110,910 1,600 12,957 14,557 3,002 113,279 1,600 12,424 14,024 2,083 10,598 1 Retained earnings 1,310 10 12,685 3,751 (1,371) (90) 16,295 1,3101 10 12,803 3,534 (1,371) 295 16,581 3, 3 ,310 11 13,380 3,299 (1,371) (21) 16,608 820 11 13,584 3,066 (1,371) (598) 15,512 11 15,523 128,802 820 11 13,766 2,828 (1,371) (964) 5,090 Treasury stock, at cost Accumulated other comprehensive income (loss), net Total stockholders' equity Noncontrolling interest Total equity Total liabilities and equity 1 16,608 $ 16,295 126,240 $ 16,581 128,147 $ 16,608 127,518 $ S 15,090 125,688 JPMORGAN CHASE & CO. CONSOLIDATED BALANCE SHEETS (in millions) JPMORGAN CHASE & Co. Dec 31, 2019 Change Sep 30, Dec 31, 2019 2018 Dec 31, 2019 Sep 30, 2019 Jun 30, 2019 Mar 31, 2019 Dec 31, 2018 $ $ $ (3)% 21,704 241,927 21,215 235,382 23,164 244,874 21.946 280,658 22,324 256,469 249,157 139,758 257,391 138,336 267,864 130,661 299,140 123,186 321,588 111,995 - ASSETS Cash and due from banks Deposits with banks Federal funds sold and securities purchased under resale agreements Securities borrowed Trading assets: Debt and equity instruments Derivative receivables Investment securities Loans Less: Allowance for loan losses Loans, net of allowance for loan losses Accrued interest and accounts receivable Premises and equipment Goodwill, MSRs and other intangible assets Other assets TOTAL ASSETS 361,337 49.766 398,239 959,769 13,123 946,646 72,861 25,813 53,341 126,830 $ 2,687,379 440,298 55,577 394,251 945,218 13,235 931,983 88,988 25,117 53,078 123,045 $ 2,764,661 470,495 52,878 307,264 956,889 13,166 943,723 88,399 24,665 53,302 120,090 $ 2,727379 483,069 50,333 267,365 956,245 13,533 942,712 72,240 24,160 (b) 54,168 118,211 $ 2,737 188 359,501 54,213 261,828 984,554 13,445 971,109 73,200 14,934 54,349 121,022 $ 2,622,532 -NENOS $ 1,562,431 $ 1,525,261 $ 1,524,361 $ 1,493,441 $ 1,470,666 183,675 40,920 247,766 48,893 201,683 59,890 222,677 71,305 182,320 69,276 LIABILITIES Deposits Federal funds purchased and securities loaned or sold under repurchase agreements Short-term borrowings Trading liabilities: Debt and equity instruments Derivative payables Accounts payable and other liabilities Beneficial interests issued by consolidated VIES Long-term debt TOTAL LIABILITIES 75,569 43,708 210,407 17,841 291,498 2,426,049 90,553 47,790 225,063 18,515 296.472 2,500,313 106,160 41,479 216,137 25,585 117,904 39,003 216,173 (b) 25,955 290,893 2,477,351 103,004 41,769 196,710 20,241 282,031 2,366,017 EOS 288,869 2,464,164 | STOCKHOLDERS' EQUITY Preferred stock Common stock Additional paid-in capital Retained earnings Accumulated other comprehensive income/(loss) Shares held in RSU Trust, at cost Treasury stock, at cost TOTAL STOCKHOLDERS' EQUITY TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY 26,993 4,105 88,522 223,211 1,569 (21) (83,049) 261,330 $ 2,687,379 28,363 (a) 4,105 88,512 217,888 1,800 (21) (76,299) 264,348 $ 2,764,661 26,993 4,105 88,359 212,093 1,114 (21) (69.428) 263,215 $ 2,727,379 26,993 4,105 88,170 205,437 (558) (21) (64,289) 259,837 $ 2,737 188 26,068 4,105 89,162 199,202 (1,507) (21) (60,494) 256,515 $ 2,622,532 DE Regions Financial Corporation and Subsidiaries Financial Supplement to Fourth Quarter 2019 Earnings Release Consolidated Balance Sheets (unaudited) As of 12/31/2019 9/30/2019 6/30/2019 3/31/2019 12/31/2018 ( amounts in millions) Assets: Cash and due from banks $ 1,598 $ $ S 1,332 22,606 637 82,963 (869) 82,094 1,518 1,960 362 4,845 345 105 6,322 126,240 82 312 1,966 $ 3,101 1,3751 22,986 548 82,786 (869) 81,917 1,760 1,944 377 4,845 307 111 6,910 128,147 $ 2,026 2,462 ,415 22,699 508 83,553 (853) 82,700 1,646 1,950 389 4,829 337 101 6,456 127,518 1,666 2,141 1,451 23,786 318 84,430 (853) 83,577 1,617 2,026 388 2,018 1,520 1,482 22,729 304 83,152 (840) 82,312 1,719 2,045 375 4,829 418 115 5,822 125,688 4,829 386 108 6,509 128,802 $ $ $ $ Interest-bearing deposits in other banks Debt securities held to maturity Debt securities available for sale Loans held for sale Loans, nct of uncarned income Allowance for loan losses Net loans Other earning assets Premises and equipment, net Interest receivable Goodwill Residential mortgage servicing rights at fair value (MSRs) Other identifiable intangible assets, net Other assets Total assets Liabilities and Equity: Deposits: Non-interest-bearing Interest-bearing Total deposits Borrowed funds: Short-term borrowings Long-term borrowings Total borrowed funds Other liabilities Total liabilities Equity: Preferred stock, non-cumulative perpetual Common stock Additional paid-in capital $ $ $ $ $ 34,113 63,362 97,475 34,360 59,945 94,305 34,678 60,293 94,971 34,775 60,945 95,720 35,053 59,438 94,491 2,050 7,879 9,929 2,541 109,945 5,401 9,128 14,529 2,732 111,566 4,250 9,213 13,463 2,476 110,910 1,600 12,957 14,557 3,002 113,279 1,600 12,424 14,024 2,083 10,598 1 Retained earnings 1,310 10 12,685 3,751 (1,371) (90) 16,295 1,3101 10 12,803 3,534 (1,371) 295 16,581 3, 3 ,310 11 13,380 3,299 (1,371) (21) 16,608 820 11 13,584 3,066 (1,371) (598) 15,512 11 15,523 128,802 820 11 13,766 2,828 (1,371) (964) 5,090 Treasury stock, at cost Accumulated other comprehensive income (loss), net Total stockholders' equity Noncontrolling interest Total equity Total liabilities and equity 1 16,608 $ 16,295 126,240 $ 16,581 128,147 $ 16,608 127,518 $ S 15,090 125,688
