Look for a newspaper announcements where different alternatives are offered for the same kind of product, for examples house or car sales, with different investments, identify the product or service in the advertisement, the company, the newspaper name and date, and discuss, which of the method (present, annual worth or internal rate of return) best apply to this situation?

Loan	Annual interest	APR	Amount	Payment of P&I
Conventional	2.875%	3.31%	$150,000	$1,027 (15 years)
Conventional	3.50%	3.82%	$150,000	$674 (30 years)
FHA	3.25%	4.36%	$150,000	$653 (30 years)