Loretto Inc. has the following results. For $2019,$ net income is $$435,$ total assets is $$3,990$ and total equity is $$4,100.$ For $2018,$ net income is $$325,$ total assets $$3,870$ and total equity is $$3,800.$ What is the return on equity ratio in $2019?$

a$.$

$11\mathrm{.}07\%$

b$.$

$9\mathrm{.}67\%$

c$.$

$9\mathrm{.}62\%$

d$.$

$11\mathrm{.}01\%$