Lou has reached full retirement age and is trying to decide whether to begin collecting his Social Security benefits now or wait two additional years. His primary insurance amount is $1,000. By delaying, his benefit would increase 8% per year. Ignoring cost-of-living adjustments and the time value of money, you can tell Lou that he would be better off waiting the two additional years if he expects his life expectancy to be how many years past the two-year mark?

A) 2 years

B) 12.5 years

C) 15.5 years

D) 10 years