Louise Gendron$$s monthly gross income is $$4,200.$ Her employer withholds $$630$ in federal and provincial income taxes, $$198\mathrm{.}68$ towards the Canada Pension Plan, and $$56\mathrm{.}67$ for EI contributions. Louise contributes $$120$ per month to her RRSP$.$ Her monthly credit payments for Visa and MasterCard are $$77$ and $$67,$ respectively. Her monthly payment on an automobile loan is $$435.$

a$.$ What is Louise$$s debt$-$payments$-$to$-$income ratio? $($Round your answer to $2$ decimal places. Omit $"\%"$ sign in your response.$)$

Debt payments$$to$$income ratio

$\%$