Louise Gendron's monthly gross income is $3,180. Her employer withholds $477 in federal and provincial income taxes and $146 in Canada Pension Plan contributions per month. Louise contributes $160 per month to her RRSP Her monthly credit payments for Visa and MasterCard are $61 and $41, respectively. Her monthly payment on an automobile loan is $315. a. What is Louise's debt-payments-to-income ratio? (Round your answer to 2 decimal places. Omit" sign in your response.) Debt payments-to-Income ratio b. Is Loulse living within her means? Yes No