Louise Gendron's monthly gross income is $4,400. Her employer withholds $660 in federal and provincial income taxes, $202.68 towards the Canada Pension Plan, and $60.67 for El contributions. Louise contributes $140 per month to her RRSP. Her monthly credit payments for Visa and MasterCard are $79 and $69, respectively. Her monthly payment on an automobile loan is $445. a. What is Louise's debt-payments-to-income ratio? (Round your answer to 2 decimal places. Omit "\%" sign in your response.) Debt payments-to-income ratio % b. Is Louise living within her means? Yes No