Louise McIntyre's monthly gross income is $3,800. Her employer withholds $850 in federal, state, and local income taxes and $400 in Social Security taxes per month. Louise contributes $250 each month for her IRA. Her monthly credit payments for VISA and MasterCard are $140 and $180, respectively. Her monthly payment on an automobile loan is $300. a. What is Louise's debt payments-to-income ratio? (Enter your answer as a percent rounded to 2 decimal places.) nces Debt payments-to-income ratio b. Is Louise living within her means? O No O Yes