Louise's monthly gross income is $$2,200.$ Her employer withholds $$440$ in federal, state, and local income taxes and $$176$ in Social

Security taxes per month. Louise contributes $$88$ per month for her IRA. Her monthly credit payments for Visa, MasterCard, and

Discover cards are $$39,$$$39,$ and $$23,$ respectively. Her monthly payment on automile loan is $$365.$

a$.$ What is Louise's debt payments$-$to$-$income ratio?

Note: Enter your answer as a percent rounded to $1$ decimal place.

I need this completed in baby steps so that I can figure out what I$\text{'}$m doing wrong please. Everytime I try I come out with $23\%$ and that is not correct apparently. Thank you!