lour wealthy neighbor has promised to give you $1,000 a year at the end of each of the next four years to help with college. Using a discount rate of 6%, the present value of the gift can be stated as A. PV=$1,000(PV factor, i=3%,n=4). B. PV=$1,000 (Annuity PV factor, i=6%,n=4 ). C. PV=$1,0006%5. D. PV=$1,000 (Annuity FV factor, i=6%,n=4 )